Loans (SA)

How to apply for the DirectAxis Personal Loan?

If you need to get access to funds quickly, take a look at how easy it is to apply for a DirectAxis Personal Loan. Borrow up to R150,000 with terms varying from 24 to 72 months.

Apply for a DirectAxis Personal Loan: borrow up to R150,000 with flexible repayments

See how to apply for a loan of up to  R150,000. Source: The Mister Finance.
See how to apply for a loan of up to R150,000. Source: The Mister Finance.

You can borrow up to R150,000 within 48 hours through straightforward channels. That’s how to apply for a DirectAxis Personal Loan.

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Personal Loan

DirectAxis Loans

credit tips affordable

Excellent terms and conditions with fast funding.

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In summary, you can access the official website or use the call center to get the money you need for whatever particular reason you might have.

Basically, this loan provider gathers valuable benefits for borrowers, including:

  • Reliable and well-recognized services;
  • Flexible terms varying from 24 to 72 months;
  • Good amounts of up to R150,000;
  • Fixed rates based on creditworthiness and the current prime rate;
  • Personal Protection Plan in case something unfortunate happens;
  • Online and simple application;
  • Fast feedback and funding, in which you can get the deposit within 48 hours of approval.

However, it is important to be attentive to the requirements as follows:

  • You need a good credit record;
  • You must earn at least R5,000 as a monthly income.

In addition, learn the documents you need to provide to apply for a DirectAxis Personal Loan right below!

Online Application Process

The application will only take a few minutes. Source: Canva.
The application will only take a few minutes. Source: Canva.

DirectAxis requires a copy of your South African ID, a recent document to prove your residential address, and recent proof of income.

Firstly, you can access the official website to apply online for a loan. 

Or you can call the call centre from Monday to Sunday at 086 102 0304.

Application Process using the app

Unfortunately, there is no mobile app. But the online application or apply by phone is pretty simple and quick.

DirectAxis Personal Loan vs. Capfin Personal Loan

DirectAxis Personal Loan is an excellent credit option for those who need up to R150,000 with flexible repayments.

As shown below, rates are fixed, and fees depend on your creditworthiness, which means you can access great conditions if you have good credit records.

On the other hand, if you need less amount of money, you can check out the Capfin Personal Loan to decide which fits your needs and goals better.

DirectAxis Personal LoanCapfin Personal Loan
APRDepends on your creditworthiness (maximum 28.25%) – rates are fixedFixed and calculated depending on creditworthiness, prime rate, among other factors
Loan PurposePersonal Personal 
Loan AmountsUp to R150,000Up to R50,000
Credit NeededGoodNot disclosed
TermsFrom 24 to 72 monthsUp to 12 months
Origination FeeDepends on your creditworthinessNot disclosed
Late FeeDepends on your creditworthinessNot disclosed
Early Payoff PenaltyNot disclosedNot disclosed

So, if you decide to go with Capfin, learn how to apply for it and how to borrow up to R50,000 to repay within a year.

capfin personal loan

How to apply for the Capfin Personal Loan?

Read how to apply for a Capfin Personal Loan and get the money you need within 48 hours after approval. See how the online application works!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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