CA
How to apply for Auto Credit Express®?
It is not easy to purchase a new or used car, especially if you have a bad credit history. However, Auto Credit Express® might be a perfect tool to help you out with that! Learn how to apply.
Applying for Auto Credit Express®: auto financing in 3 minutes!
Auto Credit Express® is an online platform that offers an easy way to help you achieve your dream of purchasing a new or used car.
This service matches your needs to lenders and car dealers across USA and Canada, so you get the best auto financing in 3 minutes.
Check out how to apply for it!
Apply online
Access the Auto Credit Express® website and click on Get Started Online. You can also call them: (855) 439-0814.
Then, fill out the online form with your basic, personal, and employment information.
The process takes 3 minutes to be done. Also, pay attention to the requirements below:
- Have a utility bill in your name and a phone bill to serve as proof of having a landline or contract;
- Must be at the age of majority with a valid driver’s license;
- Earn from $1,500 to $2,000 in monthly pre-tax income (this must be from a single source);
- Have worked for at least six months at a qualifying job;
- Have at least three years of employment history.
Some eligibility requirements may vary according to the lender or card dealer chosen.
Finally, submit the forms, settle a meeting, choose the terms, and drive your newest car!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
There is no mobile app available this time. Use the Auto Credit Express® website to apply as described above.
Auto Credit Express® vs. Honest Loans
Both services offer personal loans through a network of lenders and dealers. However, Auto Credit Express offers loans for auto financing.
On the other hand, Honest Loans features loans for all kinds of personal reasons.
| Auto Credit Express® | Honest Loans | |
| APR | Interest rates depend on your credit score | It depends on the lender |
| Loan Purpose | Auto financing | Personal |
| Loan Amounts | It depends on the following factors: Credit Income Debt to income ratio | Up to $50,000 |
| Credit Needed | All credit types are considered | All credit types are considered |
| Terms | It depends on the lender and auto dealers | It depends on the lender |
| Origination Fee | It depends on the lender and auto dealers | It depends on the lender |
| Late Fee | It depends on the lender and auto dealers | It depends on the lender |
| Early Payoff Penalty | It depends on the lender and auto dealers | It depends on the lender |
If you need a loan for a home improvement, for instance, take a look at how to apply for Honest Loans!
How to apply for Honest Loans?
You don’t need to wait: If approved, the money goes into your account in the next business day, maximum. Find out how to apply for Honest Loans and get all these benefits
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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