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How to apply for the American Express® Platinum Credit Card?

Do you need a card with travel perks, hotel credit, airport lounge access, and more? If so, read on to learn how to apply for the American Express® Platinum Credit Card!

American Express® Platinum Credit Card application: Exclusive airport lounge access!

Apply online for the American Express® Platinum Card: we'll show you how. Source: The Mister Finance.
Apply online for the American Express® Platinum Card: we’ll show you how. Source: The Mister Finance.

Are you a South African looking to get the most out of your travels? Then, you can learn how to apply for the American Express® Platinum Credit Card!

Moreover, this innovative card provides unrivaled travel perks, including access to fine dining and lounges worldwide!

In addition, you can get an incredible welcome bonus of 30,000 Membership Rewards® points (terms apply).

Also, that’s not all: it also gives you a generous membership reward program and hundreds of dollars in hotel credit!

Therefore, keep reading our post to learn more about this card and how to apply for the American Express® Platinum Credit Card!

Online Application Process

Check the eligibility requirements and make your online application. Source: Canva.
Check the eligibility requirements and make your online application. Source: Canva.

You can apply for the American Express® Platinum Credit Card if you meet the requirements, such as being over 18 years old and having a monthly income of at least R62,500 before tax.

Therefore, if you meet these requirements and others, you can go to the application page and provide the personal information required to apply. Then, you’ll receive a quick answer about your application.

Application Process using the app

You can use the mobile app to manage and keep track of your credit card and transactions. However, the best way to apply for this card is online on the official application form.

American Express® Platinum Credit Card vs. Discovery Bank Platinum Card

Is this Amex card not what you’ve been looking for? If so, you can try applying for the Discovery Bank Platinum Card! Also, with this other Platinum card, you can earn great cashback!

American Express® Platinum Credit CardDiscovery Bank Platinum Card
Requirements*You’ll need to earn at least R62,500 per month before tax to qualify. Also, you’ll need a healthy credit score and live in South Africa.

*Terms apply.
You’ll need to earn an income ranging from R350,000 to R850,000 per year.
Initiation Fee*R180.

Rates & Fees
N/A.
Monthly Fee*R458 monthly fee;

Credit facility service fee: R32.

Rates & Fees
R145 total monthly account fee to use your Discovery Bank Platinum card.
Fees*No fees for additional cards;

No enrollment or linkage fees;

Cash withdrawals at Nedbank ATMs: R2.50 per R100 or part thereof;

International currency conversion fee: 2%;

There are no late payment fees;

Other fees apply.

Rates & Fees
55 days interest-free;
You can pay up to 4% less on your borrowing rates;
Cash withdrawals at local ATMs: R5 +2.25% of withdrawals amount;
International ATM cash withdrawals: R80;
There could be more card and account fees.
*Terms apply.
Rewards*You can earn 30,000 bonus Membership Rewards® points when spending R10,000 on your American Express® Platinum Credit Card;

Earn $550 in hotel credit at more than 1000 eligible properties worldwide (valid when booking through Fine Hotels & Resorts);

You can earn Membership Rewards® points when making eligible purchases.

*Terms apply.
Up to 50% cash back on HealthyFood-eligible purchases with your Discovery Bank Platinum card;
Get up to 50% off eligible local flights;
Up to 15% cash back on eligible Uber rides;
Up to 15% cash back on eligible fuel purchases at BP and Shell;
Earn Discovery Miles to find more ways to spend and get rewards!
*Terms apply.

If you fulfill the requirements to have this credit card, you can apply online for the Discovery Bank Platinum Card by following the instructions on the following link.

Discovery Bank Platinum Card

How to apply for the Discovery Bank Platinum Card?

If you need a card with rewards, travel discounts, and much more? Read on to apply for the Discovery Bank Platinum Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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