Credit Cards (US)

How do you get the Mercury Card?

Learn how you can request a Mercury Card and start your path on the journey for a better credit life!

Mercury Card application: Get $0 Fraud Liability!

Learn how the Mercury Card application works! Source: The Mister Finance.
Learn how the Mercury Card application works! Source: The Mister Finance.

If you need to improve your credit score and want an unsecured card, the Mercury Card can be good for you. However, you need to receive a pre-approvement letter in your email before finishing your application.

So, in this post, we will tell you a bit more about the application process of this credit card, and we will also give you a comparison with another similar card.

This will give you more information to keep researching about your next possible credit card.

card

Credit Card

Mercury Card

unsecured credit builder

Monthly reports to the three main credit bureaus!

You will be redirected to another website

Apply online

See how you can apply online. Source: Freepik.
See how you can apply online. Source: Freepik.

To apply for the Mercury, you must receive a pre-approvement letter in your email. After that, you can put your registration code on the credit card company’s website and complete your application.

However, you cannot just apply for the card as the invitation through email is necessary.

Apply using the app

Mercury has a mobile app for its cardholders to use. However, it is not possible go through with the application using Mercury’s mobile app. That is because the app’s features are for cardholders to check and manage their account.

Mercury Credit Card vs. Blaze Mastercard® Card

If you are still unsure about what you think of the Mercury card, we can help you decide by comparing it with a similar credit card. So, here is a comparison between the Mercury credit card and the Blaze card.

Mercury Credit CardBlaze Mastercard® Card
Credit ScoreFair – GoodPoor or no credit score
Annual Fee$0 – $79 (based on creditworthiness)$75
Regular APR29.99% – 30.99% variable based on creditworthiness.29.9% fixed APR
Welcome bonusThere is no welcome bonusThere is no welcome offer
RewardsYou can automatically be enrolled in Mercury’s rewards program according to your creditworthiness, however the rewards are not disclosed.No rewards (the rewards are only available if you pay for the Premium Club)
Blaze Mastercard® Credit Card

How to apply for the Blaze Mastercard® Credit Card

Learn how to apply for the Blaze Mastercard® Credit Card and start your path on a better credit journey.

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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