CA
How to apply for the American Express Cobalt® Card?
An awarded credit card in Canada is here for you to apply for. American Express Cobalt® gives you rewards, perks, insurance, coverage, and more. And you can apply for it now!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Partner Offer through CreditCards.com
American Express Cobalt® Card application.
The Amex cards offer you a lot of benefits, and you are already aware of it. But the American Express Cobalt® credit card is closer to you than others.
It only requires that you are a Canadian resident in the age of majority, with a fair credit score.
By being its cardholder, you can get a welcome bonus and many rewards on eligible purchases through the Membership Rewards points.
Plus, it offers a Cobalt Perks program, full of special experiences, events, and privileges.
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Apply online
Access American Express website and choose the Cobalt® card. Click on Apply now.
Then, read the product information and agree with it to proceed.
Fill in the forms with your contact information and personal details, finances, and options. Finally, review the application and submit it.
You can get a response in 60 seconds, according to American Express.
Also, you can call them to get help: 1-800-268-2639.
Apply using the app
After getting approved, you can download the American Express mobile app to access all your financial activity, including freezing your credit card if needed.
American Express Cobalt® credit card vs. Scotiabank Gold American Express® card
If you are looking for a better introductory offer, Scotiabank Gold American Express® card might be an option for you.
But, note that the American Express Cobalt® credit card requires less credit score for the application process.
Before deciding which one fits your lifestyle better, check out the comparison chart right below!
| American Express Cobalt® | Scotiabank Gold American Express® | |
| Credit Score | Fair – Good | Good – Excellent |
| Annual Fee | $155.88 annually or $12.99 monthly Rates & Fees | $120 Rates & Fees |
| Regular APR | From 20.99% to 21.99% Rates & Fees | From 19.99% to 22.99% Rates & Fees |
| Welcome bonus | 20,000 points after spending $3,000 on purchases in the first 3 months 2,500 points after spending $500 every month in the first year *Terms apply | Up to 40,000 bonus Scene plus points in the first year. No annual fee is charged in the first year, and an intro APR of 0% for the first 6 months *Terms apply |
| Rewards | Up to 5 points on every dollar spent on eligible purchases *Terms apply | Up to 5 points on every $1 CAD spent on eligible purchases *Terms apply |
How to get Scotiabank Gold American Express®?
Scotiabank Gold American Express® is a credit card full of rewards and bonuses. Learn how to apply for it today and enjoy its benefits!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Partner Offer through CreditCards.com
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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