Credit Cards

Home Depot® Consumer credit card full review

Learn all the details about a card that can help you with your projects in this Home Depot® Consumer credit card review article.

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by Aline Augusto

Published on 06/14/2022

Home Depot® Consumer credit card: special deals and promotions on financing and more.

Read our Home Depot® Consumer credit card review. Source: The Mister Finance.
Read our Home Depot® Consumer credit card review. Source: The Mister Finance.

Everyone loves to dream about home improvements. Some of us make plans about it and just wish to make a dream come true someday. Others need to remodel or fix something at home in an urgent way. No matter if you are only planning or in need of buying construction products, services, and appliances, the Home Depot can help you out! In order to assist customers with their costly home renovations, the company has released a new product and we will talk about it in our Home Depot® Consumer credit card review.

If you think it might be impossible to accomplish your plans or cover your needs, you may be mistaken. Now, Home Depot features a store credit card with some promotions and special deals so that you can get things done!

So keep reading to learn everything about it in our full review!

Credit ScoreGood
Annual Fee$0
Regular APRFrom 17.99% to 26.99%
Welcome bonusNone
RewardsNone
Home Depot® Consumer credit card review

How to apply for Home Depot® Consumer credit card?

Learn how to apply for a Home Depot® Consumer credit card and get special deals on products for your home.

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How does the Home Depot® Consumer credit card work?

Whoever dreams of a home improvement or needs to buy construction products knows the Home Depot well.

This multinational retail company sells all you want or need when the subject is remodeling a home.

The store not only provides appliances but also features financial products with some special deals and promotions for its clients.

And one of those products is the Home Depot Consumer credit card, a card with no annual fee and no interest on minimum purchases of $299 if paid in full within six months.

It is not only that; the company offers other promotions throughout the year.

But, it is essential to be aware of all requirements behind the special deals. For example, if you don’t pay in full within six months, the promotion of 0% financing will be canceled, and regular interest will be applied.

The credit card is an excellent option for those who regularly buy at Home Depot or need to make big purchases at it for home improvements.

Also, the card is a valuable tool for those who responsibly use it.  

Home Depot® Consumer credit card benefits

Keep reading our Home Depot® Consumer credit card review. Source: Unsplash.
Keep reading our Home Depot® Consumer credit card review. Source: Unsplash.

Home Depot features a credit card with many promotions and no annual fee. The 0% financing is really appealing for those who need to remodel their homes.

The card works like other store cards, but there is no annual fee attached and many options for financing at a low cost if you manage to follow the requirements.

In addition, Home Depot offers exclusive discounts to its cardholders. So, if you are willing to make a purchase at the store or are a regular client, a Consumer credit card might be worth considering.

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Pros

  • The credit card has no annual fee;
  • Home Depot offers discounts to its cardholders;
  • The store also features special 0% financing and other promotions if you follow the criteria;
  • It provides $0 liability on unauthorized purchases.

Cons

  • The promotions have requirements that need to be followed. Otherwise, regular interest will be applied;
  • The credit card only works for those who buy at Home Depot.

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How good does your credit score need to be?

Although the official website doesn’t fully disclose the minimum credit score required for the application, it is recommended that you have at least a fair credit score.

How to apply for a Home Depot® Consumer credit card?

If you need to remodel your home and save some money while doing it, check out how the Home Depot Consumer credit card application process works.

Home Depot® Consumer credit card review

How to apply for Home Depot® Consumer credit card?

Learn how to apply for a Home Depot® Consumer credit card and get special deals on products for your home.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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