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FNB Private Wealth Credit Card review: a very exclusive card

If you have a unique lifestyle and want a card that fits that, this FNB Private Wealth Credit Card review is worth reading because it summarizes the pros and cons of it!

FNB Private Wealth Credit Card: complete solutions for a unique lifestyle 

A metal card is environmentally better! Source: The Mister Finance.
A metal card is environmentally better! Source: The Mister Finance.

As can be seen below on this FNB Private Wealth Credit Card review, this metal card is worth considering if you earn at least a minimum annual income of R1.8 million or have assets worth R15 million.

FNB Private Wealth Credit Metal Card

How to apply for the FNB Private Wealth Card?

Check out the different ways you can apply for an FNB Private Wealth Credit Card and enjoy unlimited advantages at a very reasonable cost.

Certainly an extraordinary credit card for those who want to access exclusive and superior perks.

RequirementsA minimum annual income of R1.8 million or assets worth R15 million;
Valid SA ID book or smart card;
At least 18 years old;
Good credit score;
Recent payslip plus bank statements (three months) 
Initiation FeeR175.00 (maximum – one-time fee)
Monthly FeeR258.00 
FeesCredit facility service fee: R17.22;
Linked Petro Card (per card linked to account): R29.50;
Card replacement: R125 (after add 5 cards);
Card purchases: Free;
Balance enquiries: Free;
Mini statement or historic statement: Free;
FNB Instant Payments: Free;
Payments and transfers (FNB App, online banking, cellphone banking): Free;
Debit orders: Free;
Send Money: Free;
International currency commission and conversion fee: 2%
RewardseBucks Rewards (get rewarded when purchasing at selected stores)

Although it offers almost everything an individual might want, it might lack some features. Then, find out more about it now!

How does the FNB Private Wealth Credit Card work?

The FNB Private Wealth Credit Card fits the profile of those who seek exclusivity. Basically, it is a card for wealthy people.

However, it is not that expensive considering its advantages.

Among its benefits, this metal card offers:

  • Access to eBucks Rewards and Lifestyle programs, in which you can get rewarded every time you spend at selected stores or can get access to exclusive services;
  • Unlimited card swipes;
  • Up to 55 days of free interest;
  • Unlimited virtual cards;
  • Access to the eBucks Travel program, in which you can unlock bonus lounge entries and access airport lounges for your convenience;
  • Global travel insurance at no extra cost for the first 90 days of your trip.

Besides all that, the card doesn’t charge:

  • FNB ATM fees;
  • FNB Branch fees;
  • International and other banks’ ATMs fees;
  • eBucks Rewards membership fees, and more.

All things considered, as can be seen on this FNB Private Wealth Credit Card review, this card gathers a good package of benefits at reasonable costs.

But you must consider the monthly costs, as shown above, as well as the requirements to be able to apply for it.

FNB Private Wealth Credit Card benefits

A credit card made for an exclusive audience. Source: Freepik.
A credit card made for an exclusive audience. Source: Freepik.

This Visa is one of the most worthwhile credit cards available for those who can afford a luxurious lifestyle.

So, it gathers benefits that might be helpful for travelers and shoppers, such as reward & travel programs. 

However, fees apply, and they are not that accessible, even though the advantages surpass the costs.

Pros

  • It offers up to 55 days of free interest;
  • It provides you with unlimited virtual cards, swipes, and global travel insurance;
  • You can access valuable programs to access rewards, airport lounges, and more;
  • There are for fees on ATMs, membership, and other basic banking services.

Cons

  • It charges quite high monthly fee.

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How good does your credit score need to be?

This credit card requires good creditworthiness. Furthermore, you must earn an annual income of at least R1.8 million or have assets worth R15 million.

How to apply for the FNB Private Wealth Credit Card?

As shown on this FNB Private Wealth Credit Card review, this Visa offers extraordinary services at reasonable costs compared to other similar credit cards.

So, now, learn how to apply for it.

FNB Private Wealth Credit Metal Card

How to apply for the FNB Private Wealth Card?

Check out the different ways you can apply for an FNB Private Wealth Credit Card and enjoy unlimited advantages at a very reasonable cost.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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