Loans

Fat Cat loans full review

Whether you find yourself in an emergency or an unexpected expense has just happened, you may need to borrow some cash. Read now the Fat Cat loans review to determine if it can help you!

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by Aline Augusto

Published on 01/07/2022

Fat Cat loans: matches customer applications with online lenders

Learn more about this in this Fat Cat loans review. Source: Fat Cat loans.
Learn more about this in this Fat Cat loans review. Source: Fat Cat loans.

Fat Cat loans is a free and secure online loans service in Canada that searches the market to find the best and trustworthy lender for you to get an instant loan when you need it. And you’ll learn all about it in this Fat Cat loans review!

So, basically, all you have to do is apply for it on the website.

It is easy, fast, and you get a decision in a few seconds. Plus, once you are connected to a lender, you may get up to $5,000 in terms of up to 84 months.

Learn more about it by checking out the summary table right below!

APRRates from 4.84% to 35.99%
Loan PurposePersonal
Loan AmountsFrom $200 to $5,000
Credit NeededNone
TermsFrom 3 to 84 months
Origination FeeSee lender terms
Late FeeSee lender terms
Early Payoff PenaltySee lender terms
Logo Fat Cat loans fundo preto

How to apply for the Fat Cat loans?

Get an instant online loan through the Fat Cat loans! Check out how to get a quote and receive an instant decision!

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How does the Fat Cat loans work?

Fat Cat loans is an online service that matches a customer application with a lender according to the information provided in the process. So, the Fat Cat does not lend money; it actually is a helpful intermediary. 

Usually, when you need to borrow money for an emergency, you have to do extensive online research to apply for various lenders to get an answer.

The Fat Cat does this hard work for you, then. All you have to do is get a quote through its website.

You won’t need to provide a perfect credit history during the process, too. And it is all for free. There are no hidden fees whatsoever.

Plus, you can get up to $5,000, with terms ranging from 3 to 84 months and rates from 4.84% to 35.99%.

But, note that after being connected to a lender, you have to check out the terms, fees, and conditions provided by the lender.

Fat Cat loans benefits

See what are the benefits of the Fat Cat loans. Source: Canva.
See what are the benefits of the Fat Cat loans. Source: Canva.

Usually, when you search for a lender, it takes time and effort to find the perfect one that fits your pocket. 

This loan service works as an intermediary between you and a Canadian lender. All the hard work is done by Fat Cat, which helps you find the best lender in Canada to fulfill your needs.

Furthermore, it features a straightforward online application process with no credit check required.

On the other hand, you should know that there is no guarantee that you will be accepted in the process or loan conditions will fit your profile since the lender settles the requirements.

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Pros

  • It is a free, online, and straightforward loan service in Canada
  • It helps you to find the best Canadian lender for you
  • You get an instant decision
  • It doesn’t check credit
  • Loans range from $200 to $5,000, with terms from 3 to 84 months

Cons

  • Getting a quote doesn’t guarantee you will be accepted or that a lender will offer the best condition for your needs

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Should you apply for the Fat Cat loans? 

It is fast, easy, and free to quote through this service. Also, you won’t need to search on your own for the best lender in Canada.

Can anyone apply for a loan at Fat Cat?

You need to be at least 18 years old, a Canadian resident, with an active bank account, and a regular source of income. However, note that each lender has its requirements. When connected to a lender, make sure you meet the criteria required.

What credit score do you need for Fat Cat loans?

There is no need to present a perfect credit score to get a quote on the website. You can apply for it even if you have a bad credit history since it doesn’t check credit. But, the lender may review it.

How to apply for a Fat Cat loan?

If you need help to find a Canadian lender that fulfills your needs, Fat Cat loans can do the job perfectly. Check out how to get a quote today!

Logo Fat Cat loans fundo preto

How to apply for the Fat Cat loans?

Get an instant online loan through the Fat Cat loans! Check out how to get a quote and receive an instant decision!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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