Credit Cards (US)

Discover it® Secured Credit Card overview

The Discover it® Secured Credit Card is made for those who need to rebuild their credit history. So, if you want to know about this great secured card, check out our overview!

Discover it® Secured Credit Card: Earn rewards while you build your score!

Check out this Discover it® Secured Credit Card overview. Source: The Mister Finance.
Check out this Discover it® Secured Credit Card overview. Source: The Mister Finance.

In this Discover it® Secured Credit Card overview, we’ll look over a card that is a great alternative for people who need to rebuild their credit. The card requires a minimum security deposit of $200, but offers cash back rewards.

By using the card responsibly, you can even upgrade to an unsecured card over time. There are no activation, monthly or annual fees. Learn more about the card below in our Discover it® Secured Credit Card overview.

Discover it® Secured Credit Card

How to apply for the Discover it® Secured Card

Do you have a low credit score and need a credit card? The Discover it® Secured Credit Card can be a great fit for you! Read more to know how to apply!

Credit ScoreAll credit scores are welcome to apply.
Annual Fee$0.
Regular APR25.99% variable APR.
Welcome bonus*Discover will match all the cash back that you have earned at the end of your first year of account opening

*Terms apply
Rewards*2% cash back for purchases made at gas stations and restaurants up to $1,000 every quarter;
Unlimited 1% cash back on every other purchase

*Terms apply

What is special about this card?

What is so special about this particular credit card? Source: Freepik.
What is so special about this particular credit card? Source: Freepik.

Discover It Secured

Rebuild your credit and get cash back rewards

Zero annual fee
Monthly payment reports to the 3 major credit bureaus
Cash back rewards
Great welcome bonus

You will be redirected to another website

This Discover It card is different from other secured credit cards. It has rewards, a welcome bonus, and some other perks. Such as the 0$ annual fee and cash back earnings.

So, people who need a credit card that can help them rebuild their credit can have this one as a great option.

Who qualifies for the Discover it® Secured Card?

People who qualify for this Discover it® Secured Card usually need to re-establish their credit history and to pay off some debt or loan. However, cardholders need to be able to pay for the relatively high variable APR charged.

Overall, this card offers great benefits for cardholders who need help with credit rebuilding and still want some perks similar to regular unsecured credit cards.

Discover it® Secured Credit Card

Discover it® Secured Credit Card review

The Discover it® Secured Card is an amazing credit rebuilding card. Read more to see our full review!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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