Are you trying to decide between the Discover it® Cash Back and the Discover it® Miles credit cards? It can be difficult when there are so many features, benefits, and rewards plans to compare.

However, with a little information, you’ll be able to find out which credit card is right for your lifestyle and spending habits. In article, you’ll get an in-depth look at both of these great cashback options from Discover Card so that you can make the best decision for your budget.

So keep reading our Discover it® Cash Back vs. Discover it® Miles credit card comparison to learn which alternative is best for you.

The Discover it® Cash Back Card offers amazing rewards for those who like to enjoy rotating bonus categories. With this credit card, you can get up to 5% cash back on rotating purchase categories which change every quarter.

In addition, as a new cardholder, you will get all the cash back earned matched by Discover at the end of your first year. Also, there is no minimum spending limit or maximum rewards that you can get with this card.

Besides the mentioned rewards, you can earn unlimited 1% cash back on any other purchase that you make with this credit card. Also, this credit card does not charge an annual fee.

However, to qualify to get this credit card, you will need a very good or excellent credit score. So, check out your score and finances before applying for it.

In addition, if you think that this card can be the one for you, be sure to understand all of the ways to make the best out of your card’s rewards before applying.

That is because this card offers the quarterly rotating spending categories. And you will need to keep track of them to enjoy them in the best way possible.

If you like to travel occasionally, the Discover it® Miles Card can be a good fit for you. This credit card offers great rewards related to travel to its cardholders. Also, you can get 1.5X Miles on each dollar of all purchases you make with this credit card.

Moreover, this Discover credit card does not charge an annual fee, and it is accepted in almost all of the places that accept credit cards.

Also, this card offers an introductory APR to new cardholders. And there is a great welcome bonus for new cardholders as well. The welcome offer is that Discover will match all of your Miles earned in the first year.

In addition, this credit card gives you the option to redeem your Miles at any time you want to pay a part of your monthly credit card bill.

Also, you can redeem your Miles as a statement credit for purchases related to travel. Such as purchases made in hotels, gas stations, restaurants, airfare purchases, and more.

Below, we’ll compare the highlights and lowlights between the Discover it® Cash Back and the Discover it® Miles.

Now that you’ve read our comparison between the Discover it® Cash Back and the Discover it® Miles, it’s time to choose which card is best.

If you need to spend a lot on different types of bonus categories, the Discover it® Cash Back Card can be best for you. However, if you like a more simple reward process, the Discover it® Miles might fit you best.

Also, these two credit cards have very similar reward rates. Moreover, consider if you like to make travels or just spend on everyday purchases.

If you love to get travel bonuses and dining rewards, you can check out the Chase Sapphire Preferred® Card. This card has great benefits for those who love to travel. So, read our post below for the full review of this amazing credit card!