Credit Cards (US)
Discover it® Balance Transfer review
The Discover it® Balance Transfer offers more than a lengthy intro APR on purchases and balance transfers. Check out the review!
Discover it® Balance Transfer: intro APR with no annual fee
Discover it offers a wide range of cards, and I bet you already know it. In this review, we’ll cover the Discover it® Balance Transfer, a credit card with a lengthy intro APR on purchases and balance transfers.
But, it is not only that! Check out the summary right below!
| Credit Score | Good |
| Annual Fee | $0 |
| Regular APR | From 14.24% to 25.24% (variable) |
| Welcome bonus | Cashback Match |
| Rewards | Up to 5% cash back |
How to apply for a Discover it® Balance Transfer?
Discover it® Balance Transfer offers a long 0% intro APR with no annual fee. Check out how to apply!
Now, keep reading our Discover it® Balance Transfer review to learn how this credit card works and the advantages and disadvantages of getting one!
Learn how a Discover it® Balance Transfer works
Balance transfer cards offer a lengthy introductory APR. So, if you are looking for a low-interest card to reestablish your good financial path and make it solid, those cards might be worth considering.
On the other hand, the Discover it Balance Transfer offers much more.
Besides a 0% intro APR for 6 months on purchases and 18 months on balance transfers, this card doesn’t charge an annual fee.
Also, it provides a good rate of rewards. In summary, you earn 1% cash back on all purchases and 5% cash back on eligible everyday purchases up to a maximum limit.
Furthermore, Discover It offers the unlimited Cashback Match program, in which you get doubled rewards by the end of the first year from the account opening.
In addition, there is no foreign transaction fee whatsoever.
The account also provides free access to FICO® score and Social Security Number monitoring.
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Discover it® Balance Transfer highlights
The Discover it Balance Transfer card is best for those looking for avoiding high interest. Besides the long period of 0% intro APR, this card offers a great rate of rewards at a very low cost.
It doesn’t charge annual or foreign transaction fees, plus it provides security features, including free access to FICO® score and Social Security Number monitoring.
Advantages
- It offers 0% intro APR for 6 months on purchases and 18 months on balance transfers;
- It doesn’t charge an annual fee or foreign transaction fee;
- It offers up to 5% cash back plus unlimited Cashback Match in the first year;
- It provides free access to FICO® score and Social Security Number monitoring.
Disadvantages
- It requires a good credit score in the application;
- It sets a maximum limit at the highest tier of rewards.
Credit score recommended
This balance transfer card is an amazing choice for those looking for low APR. But, it is recommended that you have at least a good credit score to apply for it and get approved.
Apply for a Discover it® Balance Transfer
As you can see, this card is amazing for those looking for rewards at a very low cost. Now, check out how easy it is to apply for one!
How to apply for a Discover it® Balance Transfer?
Discover it® Balance Transfer offers a long 0% intro APR with no annual fee. Check out how to apply!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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