Loans (SA)
DirectAxis Personal Loan review: reliability and affordability
If you need a reasonable credit solution, this DirectAxis Personal Loan review will lead you to the first step to deciding to apply for it. Learn the rates, terms, amounts, and conditions regarding it.
DirectAxis Personal Loan: up to R150,000 with terms of up to 72 months
This DirectAxis Personal Loan review will give you an advanced look at how it works. To sum up, rates vary according to the current prime rate and are based on your creditworthiness. Also, you can borrow up to R150,000 with terms ranging from 24 to 72 months.
How to apply for the DirectAxis Personal Loan?
See how easy and quick it is to apply for a DirectAxis Personal Loan and get up to R150,000 with flexible terms ranging from 24 to 72 months.
| APR | Depends on your creditworthiness (maximum 28.25%) – fixed rates |
| Loan Purpose | Personal |
| Loan Amounts | Up to R150,000 |
| Credit Needed | Good |
| Terms | From 24 to 72 months |
| Origination Fee | Depends on your creditworthiness |
| Late Fee | Depends on your creditworthiness |
| Early Payoff Penalty | Not disclosed |
DirectAxis can provide you with affordable loans with personalization. All in all, it is important to note that the healthier your credit score is, the higher your chances of getting better conditions.
How does the DirectAxis Personal Loan work?
In the first place, DirectAxis is a well-known and experienced financial services provider that has been in the South African market for several years.
Therefore, you know you can rely on it in case you decide to apply for a DirectAxis Loan.
Besides the personal loan, you can access consolidation loans, among other credit solutions, including a tool that allows you to check your credit rating.
Generally, personal loans can be used for whatever particular reason you have. But it is crucial to understand the conditions before proceeding with an application.
Furthermore, the complete range of fees and rates will be disclosed after credit approval.
On the other hand, DirectAxis is known as an affordable credit solution provider. Also, rates are fixed, so you don’t need to worry about surprises along the way if you keep repayments in good standing.
Additionally, you can borrow up to R150,000 with terms varying from 24 to 72 months, which makes it a flexible way of getting reasonable repayment plans.
Lastly, this lender provides a quick assistance service as well as fast funding. In fact, the money you need can be deposited into your account within 48 hours of approval.
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DirectAxis Personal Loan benefits
As can be seen on this DirectAxis Personal Loan review, this lender allows you to access reasonable conditions when applying for a credit solution option.
Moreover, the amounts are good, as well as the terms offered.
Equally important, loans include Personal Protection Plans so you can feel peace of mind if something unfortunate happens on the way.
Pros
- Loan amounts can be up to R150,000;
- Terms are flexible and vary from 24 to 72 months;
- Rates are fixed;
- Loans include a Personal Protection Plan;
- You can get the funds you need within 48 hours of approval;
- DirectAxis provides well-reviewed assistance.
Cons
- Full rates and fees are only disclosed after the application.
How good does your credit score need to be?
Usually, healthy credit ratings are recommended when applying for a personal loan, no matter the credit solution provider.
DirectAxis requires good credit records and offers straightforward applications that are subject to credit checks and approval, too.
How to apply for a DirectAxis Personal Loan?
If you are interested in borrowing up to R150,000, you should learn how easy and quick it is to apply for a DirectAxis Personal Loan.
How to apply for the DirectAxis Personal Loan?
See how easy and quick it is to apply for a DirectAxis Personal Loan and get up to R150,000 with flexible terms ranging from 24 to 72 months.
Aline Augusto
Aline Barbosa
Senior Editor
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