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CIBC Aventura Visa Infinite Card review

This CIBC Aventura Visa Infinite card review article will show you which benefits you can get from this card and its disadvantages, so you can decide whether applying for it is worth it.

CIBC Aventura Visa Infinite: earn rewards and enjoy travel benefits

CIBC Aventura Visa Infinite card offers one of the most flexible travel rewards programs. Source: CIBC.
CIBC Aventura Visa Infinite card offers one of the most flexible travel rewards programs. Source: CIBC.

The Canadian Imperial Bank of Commerce (CIBC) is one of the biggest financial institutions in Canada, and it offers a wide range of products and services, including accounts, credit cards, lines of credit, investments, and insurance. Today, we’re going to give you a CIBC Aventura Visa Infinite card review so you’ll learn more about this product.

Check the table below to see its main features.

Credit ScoreGood
Annual Fee$139 (it is rebated in the 1st year)
Regular APR20.99% on purchases and from 21.99% (Quebec residents) to 22.99% (non-Quebec residents) on cash advances
Welcome bonusUp to 35,000 Aventura Points in the first year
Rewards2 points for each $1 spent on travel via CIBC Rewards Centre;
1.5 points at eligible grocery stores, gas stations, and drug stores;
1 point on everything else
CIBC Aventura Visa Infinite card

How to apply for CIBC Aventura Visa Infinite?

The CIBC Aventura Visa Infinite credit card offers exclusive benefits for travelers. Check out how to apply!

This credit card is best for those who want to maximize their benefits while traveling. If you don’t mind redeeming rewards for travel perks and purchases, the Aventura Visa Infinite card might be worth considering.

Then, keep reading to learn how it works.

How does CIBC Aventura Visa Infinite work?

The Aventura Visa Infinite credit card is an excellent choice for Canadians who don’t mind redeeming points for travel benefits.

So, if you travel a lot, this card might be a fantastic tool that will help you maximize perks.

But, if you don’t travel a lot, this card still might be worth considering because it offers mobile device insurance and a whole package of security features.

Also, this CIBC credit card offers a generous welcome bonus worth over $1,200 in value. That is, you can get up to 35,000 Aventura Points in the first year, which is 20,000 points the moment you make your first purchase and 15,000 when you spend at least $1,000 per monthly statement in the first year.

Furthermore, even though there is an annual fee of $139, it is rebated in the first year. 

Moreover, the card features points for every purchase. 

Basically, you get 2 points for each dollar spent on travel purchases via the CIBC Rewards Centre. Plus, 1.5 points at eligible grocery stores, drug stores, and gas stations. And 1 point on everything else.

The points can be redeemed to cover travel expenses, including fees and taxes, hotel & vacation packages, gift cards, credit card balance paid down, and much more.

Besides the rewards, this card offers Visa’s Zero Liability, fraud protection, and security features.

Also, you may enjoy the insurance benefits that include:

  • Flight Delay/Baggage Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Trip Cancellation/Interruption Insurance
  • Emergency Travel Medical Insurance
  • Common Carrier Accident Insurance valued at $500,000
  • Hotel Burglary Insurance
  • Mobile Device Insurance

On the other hand, the APR is relatively high and ranges from 20.99% to 22.99%.  

CIBC Aventura Visa Infinite highlights 

Keep reading our CIBC Aventura Visa Infinite card review. Source: Pexels.
Keep reading our CIBC Aventura Visa Infinite card review. Source: Pexels.

This Visa is a great choice for those who are looking for a tool to maximize their travel benefits.

In summary, the CIBC Aventura Visa Infinite offers rewards for every purchase you make, and you can redeem the points earned to pay for travel expenses, including taxes and fees.

Furthermore, the card features one of the most generous welcome bonuses available on the market.

But, be careful about the APR and fees charged. 

Pros

  • The welcome bonus is fantastic;
  • The rewards program is flexible, and you can maximize travel benefits;
  • The card offers a whole package of protection and insurance;
  • The annual fee is rebated in the first year;
  • You earn points on every purchase you make.

Cons

  • The annual fee is quite high;
  • The APR is relatively high, too;
  • You must present a minimum annual income of $60,000 (individual) or $100,000 (household).

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

Even though this information is not fully disclosed, it is recommended that you have at least a good credit score to apply for this Visa. 

Also, you must present a minimum annual income of $60,000 (individual) or $100,000 (household) to be approved. 

How to apply for a CIBC Aventura Visa Infinite?

Now, learn how easy it is to apply for a CIBC Aventura Visa Infinite credit card.

CIBC Aventura Visa Infinite card

How to apply for CIBC Aventura Visa Infinite?

The CIBC Aventura Visa Infinite credit card offers exclusive benefits for travelers. Check out how to apply!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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