Reviews (US)

Chase Slate Edge℠ credit card review

If you need a credit card with a long 0% intro APR period, then keep reading our Chase Slate Edge℠ credit card review to learn more!

by Victória Lourenço

05/06/2022 | Updated on 03/23/2023

Chase Slate Edge℠ credit card: get the best intro APR period.

Check out our Chase Slate Edge card review! Source: The Mister Finance.
Check out our Chase Slate Edge card review! Source: The Mister Finance.

If you are looking for a Chase Slate Edge℠ credit card review, you have come to the right place. In this blog post, we will discuss the pros and cons of the Chase Slate Edge℠ credit card.

Chase Slate Edge℠ credit card

How to apply for the Chase Slate Edge℠ credit card

If you are looking for a card with an excellent 0% intro APR period of 18 months, read our post about the Chase Slate Edge card application!

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APRPurchase APR: 19.49% – 28.24% Variable;
Balance Transfer APR: 19.49% – 28.24% Variable;
Cash Advance APR: 29.49% Variable.
Welcome bonus*Low intro APR on purchases and balance transfers and for 18 months from account opening. $0 plan fees when by splitting up large purchases into monthly installments with My Chase Plan® during the 0% APR introductory period.
RewardsNo rewards.

We will also answer the question: what credit score is needed to get this card? So, without further ado, let’s get started!

How does the Chase Slate Edge℠ credit card work?

Learn all about the Chase Slate Edge card!  Source: Unsplash
Learn all about the Chase Slate Edge card! Source: Unsplash

With the Chase Slate Edge℠ credit card, you can lower your interest rate each year. Also, if you make all your payments on time, Chase will reconsider giving you an APR reduction of 2%.

However, you need to spend at least $1,000 until your account anniversary. Moreover, you can be part of the My Chase Plan, which gives you the chance to pay some card purchases in installments of $100 or more.

In addition, as a new cardholder, you can take advantage of a 0 percent introductory APR for the first 18 months of your account’s life, which is valid on both purchases and balance transfers, then a variable APR of 19.49% – 28.24%.

Furthermore, you can take advantage of all of these advantages without paying any annual fees! However, this card does not have a rewards program. And this can be one of the downsides of this excellent card.

Chase Slate Edge℠ card benefits

This Chase card offers many excellent perks to its cardholders. For example, you can lower your interest rate by 2% each year with the card.

Also, there is an excellent 0% intro APR period, valid for the first 18 months from your account opening. However, this card also has some downsides.

So, check out below for the advantages and disadvantages of having this card in our Chase Slate Edge℠ credit card review.

Pros

  • Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 19.49% – 28.24% on balance transfers and purchases after the introductory period ends.
  • Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
  • Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
  • All for no annual fee – You won’t have to pay an annual fee for all the great features that come with your Slate Edge℠ card.
  • Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more!

Cons

  • You need to have a credit score of at least a good rating to get this card.
  • There are no rewards programs available.

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How good does your credit score need to be?

Unfortunately, if you don’t have a very high credit score, you won’t have much chance of getting this credit card. Also, you need to have a credit score of at least good to excellent rating to qualify.

However, you need to be aware that the application process might impact your score.

How to apply for Chase Slate Edge℠ credit card?

You can easily apply for the Chase Slate Edge℠ credit card through Chase’s official website. All you need is internet access and a computer, and you can do it all from your home!

So, check out our post below to know more about the application process to get the Chase Slate Edge card!

Chase Slate Edge℠ credit card

How to apply for the Chase Slate Edge℠ credit card

If you are looking for a card with an excellent 0% intro APR period of 18 months, read our post about the Chase Slate Edge card application!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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