Credit Cards

Chase Sapphire Preferred® Credit Card review

The Chase Sapphire Preferred® Credit Card has an incredible welcome bonus and amazing travel and dining benefits. Read our full review of this rewarding travel card!

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by Victória Lourenço

08/12/2021 | Updated on 10/19/2022

Chase Sapphire Preferred® Card: more ways to earn points!

Check out this Chase Sapphire Preferred® Card review. Source: The Mister Finance.
Check out this Chase Sapphire Preferred® Card review. Source: The Mister Finance.

The Chase Sapphire Preferred® Credit Card gives a special welcome offer, but that doesn’t mean that you have to pay for an expensive annual fee. With a relatively low annual fee of $95, this Chase card is great for beginner and experienced credit card owners.

Chase Sapphire Preferred®

How do you get the Chase Sapphire Preferred® Card?

Do you love traveling and dining? Then you must want the Chase Sapphire Preferred card. Read more to know how to get this great travel card!

This card gives you a huge welcome bonus of 60,000 points, and all you have to do is spend $4,000 on eligible purchases. However, you must do it within the first 3 months after you open your account.

And the minimum sending for this bonus is relatively low as well. This card also gives 2X points on national and international travel.

This Chase card is such a good fit for travelers or those that like to make foreign transactions. It has zero foreign transaction fees. You can also get incredible rewards that you can redeem with the credit card company’s travel partners.

If you want to know more about this amazing travel credit card, keep reading our full review. And if you already want to get this card, check our post to know more about how to get it.

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How does the Chase Sapphire Preferred® Card work?

Firstly, as a cardmember, you must not have another Sapphire card to get this card. Some terms apply to the aquiriment of the welcome bonus. But if this is your first card, you don’t have to worry about them. If you fit the requirements, the welcome bonus will give you the opportunity to spend 4,000 dolars on eligible purchases, but you must do it in the first three months.

So many great benefits come from having this card. Such as the $95 annual fee, which is a relatively low one. There is also the My Chase Plan® that offers for those eligible the option to divide your purchase payments with no interest. However, this plan has a monthly fee.

This card also offers their cardholders incredible national and national rewards points, like 3X points on purchases related to dining and 2x points related to travel. And there are no foreign transaction fees.

Chase Sapphire Preferred® Card benefits

What are the benefits to this card? Source: Adobe Stock.
What are the benefits to this card? Source: Adobe Stock.

Pros

  • Low annual fee of $95
  • Incredible 60,000 welcome bonus points
  • No foreign transactions fee
  • 24/7 emergency service

Cons

  • No premium travel rewards, such as lounge access and others

Should you get Chase Sapphire Preferred®Card?

This card is an amazing option for people who like food and travel benefits. However, you must be able to spend the required amount to get the incredible welcome bonus that the card offers. So, If you love to travel and dine, and you don’t want to have to pay extraordinary annual fees, this can be the card for you.

Even if this is your first credit card or if you already have experience in the credit card world, this can be a great card for you. But if you like more premium rewards and you travel a lot, maybe you would like to get a more premium travel credit card.

How good does your credit score need to be?

To apply for this Chase credit card, you will need a good (690) to excellent (850) credit record. And some other requirements apply. As mentioned in their terms and conditions, depending on your score and the information provided, you may get a card with different costs. Or, sadly, you may not get approved at all for the card.

How to apply for Chase Sapphire Preferred® Card?

This card has very simple application options. You can even apply for it online or through the mobile app. So, if you are interested in getting this amazing travel credit card, read our post about how to apply for it!

Chase Sapphire Preferred®

How do you get the Chase Sapphire Preferred® Card?

Do you love traveling and dining? Then you must want the Chase Sapphire Preferred card. Read more to know how to get this great travel card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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