Credit Cards (US)

Chase Ink Business Preferred® Credit Card review

If you need a new credit card to manage your business expenses with perks, read our Chase Ink Business Preferred® Credit Card review to understand this card's perks!

Ink Business Preferred® Credit Card: Earn points for business purchases!

Get your Chase Ink Business Preferred® Credit Card and enjoy its benefits. Source: The Mister Finance.
Get your Chase Ink Business Preferred® Credit Card and enjoy its benefits. Source: The Mister Finance.

If you’re an American with a business, you know that one of the most important things you need is a good credit card. And you can read about one in our Chase Ink Business Preferred® Credit Card review!

Chase Ink Business Preferred card

How to apply for the Ink Business Preferred® Card?

Looking for a card with specific business perks? If so, read on to learn how to apply for the Chase Ink Business Preferred® Credit Card!

Credit ScoreGood or excellent.
APR*Purchase APR: 20.74% – 25.74% variable;
Balance Transfer APR: 20.74% – 25.74% variable;
Cash Advance APR: 29.74% variable.

*Terms apply.
Annual Fee$95.
FeesBalance transfer fee: 5% or $5 of each transfer amount, whichever is greater;
Cash advance fee: 5% or $15 of each transfer amount, whichever is greater;
There are no foreign transaction fees.
Welcome bonus*With the current offer, you can earn 100,000 bonus points after spending $15,000 on purchases in your first 3 months.
*Terms apply.
Rewards*3x points per dollar on your first $150,000 spent in combined purchases in eligible categories (valid for every account anniversary year):
Shipping; advertising purchases with social media sites; internet, cable, and phone services; travel purchases.
Also, there are unlimited 1 points per dollar you spend on any other purchase.
*Terms apply.

This card allows you to earn points per dollar on all eligible purchases. That’s an especially valuable perk if you spend a lot on your card! Plus, you can get an incredible welcome bonus!

If you’re looking for a credit card to help you earn rewards, the Chase Ink Business Preferred® Credit Card is definitely worth considering.

So, keep reading our Chase Ink Business Preferred® Credit Card review!

How does the Chase Ink Business Preferred® Credit Card work?

A credit card can help you earn points on your purchases, adding up and saving you money in the long run. The Chase Ink Business Preferred® Credit Card is a great option for business owners!

With this Chase card, you’ll be able to earn 100,000 bonus points after spending $15,000 on purchases in your first 3 months with the card!

Also, you’ll find the chance to earn three points on shipping and other eligible business categories. For example, shipping purchases, advertising purchases with social media and search engines, and more!

The Chase Ink Business Preferred® Credit Card is a step up in your business game.

Ink Business Preferred® Credit Card benefits

This credit card is full of benefits and exclusive perks. Source: Freepik.
This credit card is full of benefits and exclusive perks. Source: Freepik.

As you can see, the Chase Ink Business Preferred® Credit Card offers incredible perks to its cardholders. For example, you can redeem your points earned to get rewards and grow your business like never before!

However, this card also has some downsides. So, Keep reading our Chase Ink Business Preferred® Credit Card review with a pros and cons list below to learn more about it!

Pros

  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®;
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases;
  • Round-the-clock monitoring for unusual credit card purchases;
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information;
  • Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open;
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®;
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account;
  • Member FDIC.

Cons

  • The Chase Ink Business Preferred® has no annual fee;
  • The rewards rate could be higher.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

You’ll need at least a good credit score level to have a chance of qualifying for the Chase Ink Business Preferred® Credit Card.

How to apply for the Ink Business Preferred® Credit Card?

If you’re ready to start reaping the rewards of owning a business card, you can easily apply online for the Chase Ink Business Preferred® Credit Card. All you need is internet access and a computer.

Chase Ink Business Preferred card

How to apply for the Ink Business Preferred® Card?

Looking for a card with specific business perks? If so, read on to learn how to apply for the Chase Ink Business Preferred® Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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