Credit Cards (US)

Capital One Venture X Rewards review: a credit card for travel enthusiasts

Are you looking for a credit card that offers miles on every purchase? Read our Capital One Venture X Rewards Credit Card review to learn more about this card!

by Victória Lourenço

09/05/2022 | Updated on 04/03/2023

Capital One Venture X Rewards Credit Card: earn miles on every purchase!

The Capital One Venture X Rewards is full of amazing travel benefits! Source: The Mister Finance.
The Capital One Venture X Rewards is full of amazing travel benefits! Source: The Mister Finance.

If you’re looking for a new travel credit card, our Capital One Venture X Rewards Credit Card review is for you! This card offers miles on every purchase, which can add up quickly if you use your card frequently!

Credit ScoreExcellent.
APRPurchase APR: 21.74% – 28.74% (Variable);
Balance Transfer APR: 21.74% – 28.74% (Variable);
Cash Advance APR: 28.74% (Variable).
Annual Fee$395.
Fees*Transfer fee: 3% of each transferred debt at a promotional APR they may give you;
Cash advance: 3% or $10 of the amount of each one (whichever is greater is valid);
Late payment fee: up to $40.
*Terms apply.
Welcome bonus*With the current welcome bonus, you can earn 75,000 bonus miles after you spend $4,000 on purchases with your Capital One Venture X Rewards (valid for the first 3 months from your account opening).
*Terms apply.
Rewards*10X miles on hotels and rental cars (valid for those booked with Capital One Travel);
5X miles for flights you book with Capital One Travel;
2X miles on any other purchase (each day).
*Terms apply.
Capital One Venture x Rewards

How to apply for Capital One Venture X Rewards?

This post will show you how the online application process works, so you can get your new travel credit card full of benefits.

Plus, you can easily redeem your rewards and get even more perks related to travel! So, if you’re a fan of traveling, this card could be the perfect one for you!

Also, you can earn up to 10X miles on eligible travel-related purchases! And get even more travel perks! So, if you want to learn more, read our Capital One Venture X Rewards Credit Card review!

How does the Capital One Venture X Rewards Credit Card work?

With the Capital One Venture X Rewards Credit Card, you can earn up to 2X miles on every purchase every day.

Also, you can get up to 10X miles on hotels and rental cars. However, this offer is only valid if booked through Capital One Travel.

Capital One Venture X Rewards Credit Card benefits

Make your family travel even more special with these travel perks. Source: Freepik.
Make your family travel even more special with these travel perks. Source: Freepik.

Moreover, you can even get perks on your flight purchases that you book through Capital One Travel. You can earn up to 5X miles!

Also, you can get access to complimentary lounge service with Capital One Lounge. Plus, you can even get 2 complimentary guests for each visit. But you’ll need to pay $45 for any additional guests.

Check the pros and cons highlights on this Capital One Venture X Rewards review:

Pros

  • Earn up to 10X miles on eligible travel purchases;
  • Get a welcome bonus of 75,000 miles after spending $4,000 on purchases in your first 3 months;
  • Find incredible additional travel perks, such as complimentary access to over 1,300+ airport lounges.

Cons

  • You’ll need a really high credit score to apply;
  • There is a high annual fee of $395.

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How good does your credit score need to be?

As with the best Capital One credit cards and other high-level travel credit cards in the market, you’ll need a high score. You’ll need a credit score that’s excellent to have a chance of applying for this Capital One Venture x Rewards card.

Moreover, you need to make sure that your score is in really good standing because the application process may harm your score.

How to apply for the Capital One Venture X Rewards Credit Card?

You can apply for the Capital One Venture X Rewards Credit Card online and from your own home and enjoy all the benefits you saw in this review. All you’ll need is a computer with internet access and a high score!

If you have what it takes, just click on the following content to see how the application process works.

Capital One Venture x Rewards

How to apply for Capital One Venture X Rewards?

This post will show you how the online application process works, so you can get your new travel credit card full of benefits.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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