CA
BMO eclipse Visa Infinite credit card full review
Are you looking for a card with excellent rewards and travel perks? Read our BMO eclipse Visa Infinite credit card review and learn all about it!
BMO eclipse Visa Infinite credit card: earn amazing rewards and travel perks.
Are you looking for a top-notch credit card with excellent perks? If so, the BMO eclipse Visa Infinite credit card may be just what you’re looking for, and you’ll learn all about it in this review.
This card comes equipped with many great features, including a generous rewards program and complimentary travel insurance. Plus, you’ll have access to all Visa Infinite benefits!
So, read our BMO eclipse Visa Infinite credit card review to find out everything about this great card and know if it is the best fit for you!
Credit Score | 725 points. |
Annual Fee | $120 ($0 for the first year). |
Regular APR* | 20.99% for purchases and 23.99% for cash advances (21.99% for Quebec residents). *Terms apply. |
Welcome bonus* | In the current welcome offer, you’ll get up to 60,000 points in travel rewards worth $400 and a $50 annual lifestyle credit. *Terms apply. |
Rewards* | 5x BMO rewards points for every $1 you spend on dining, drugstore purchases, groceries, travel, and gas. *Terms apply. |
How to apply to BMO eclipse Visa Infinite card
This BMO Visa card offers great rewards and benefits. Learn all about the BMO Eclipse Visa Infinite credit card application in our post!
How does the BMO eclipse Visa Infinite credit card work?
You’ll get 60,000 bonus points for travel and a $50 lifestyle credit as a new cardholder. BMO also waives the $120 annual fee the first year. Earn 5x points on groceries, drugstore purchases, gas, travel, dining (including delivery), and other purchases.
Additionally, you will have access to all Visa Infinite benefits, and you will be able to take advantage of the widespread acceptance that a Visa credit card provides.
Moreover, you can add an authorized user to your BMO card. With this, BMO will increase your earn rate by 10%. But, adding a user will cost of $50 in your annual fee per user.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
BMO eclipse Visa Infinite Card | 8% Card Spend Reward card benefits
This BMO Visa credit card can be considered an excellent credit card with amazing rewards in the market, but it also has some flaws. For example, you’ll need a relatively high annual income to qualify for the card.
So, check out our list below with the advantages and disadvantages of this BMO credit card:
Pros
- Generous welcome offer of 60,000 BMO rewards points.
- $120 annual fee waived in your first year.
- $50 annual lifestyle credit.
- Visa Infinite perks.
Cons
- You’ll need a relatively high income to qualify. At least $60,000 annual income for individuals and $100,000 income considering a household.
- There is only a return of 1 BMO reward point per dollar for purchases not included in the defined categories.
How good does your credit score need to be?
You will need a relatively high credit score to qualify for this BMO Visa credit card. Your credit score needs to be at least 725 points.
So, if you liked this credit card’s perks and benefits, we recommend that you check your score and find ways to increase it if you need.
How to apply for BMO eclipse Visa Infinite credit card?
BMO has a very user-friendly website to complete your application. Before applying, you must also provide personal information and read their terms and conditions.
So, if you want to know more about this BMO credit card application process, read our post below!
How to apply for a BMO eclipse Visa Infinite Card
This BMO Visa card offers great rewards and benefits. Learn all about the BMO Eclipse Visa Infinite credit card application in our post!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
Scotiabank Gold American Express® Card full review
Scotiabank offers a credit card with rewards, welcome bonuses, and more. So, check out the Scotiabank Gold American Express® Card review!
Keep ReadingCIBC Smart Prepaid Travel Visa Card review
Planning a trip but unsure of which international card to take? Check our CIBC Smart Prepaid Travel Visa Card review and learn more about it!
Keep ReadingNeo Financial Savings account or EQ Bank Savings Plus account?
Looking for a bank that has modern services? Read on to know which one is best: Neo Financial Savings account or EQ Bank Savings Plus account!
Keep ReadingYou may also like
Apply for Hawaiian Airlines® World Elite Mastercard® easily
Apply now for the Hawaiian Airlines® World Elite Mastercard® today and earn 60K bonus miles + amazing travel benefits! Read on!
Keep ReadingWayfair Credit Card review
Unsure about whether or not the new Wayfair credit card is for you? Then read on! This review will explain how this card works and how you can enjoy its multiple benefits!
Keep ReadingGO2bank Checking application: how does it work?
Need some help applying for the GO2bank Checking and earning up to 7% cashback? Our guidepost can walk you through every step of the way. Read on!
Keep Reading