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BMO eclipse Visa Infinite credit card full review

Are you looking for a card with excellent rewards and travel perks? Read our BMO eclipse Visa Infinite credit card review and learn all about it!

BMO eclipse Visa Infinite credit card: earn amazing rewards and travel perks.

Find out everything about this BMO card in our BMO eclipse Visa Infinite credit card review! Source: The Mister Finance
Find out everything about this BMO card in our BMO eclipse Visa Infinite credit card review! Source: The Mister Finance

Are you looking for a top-notch credit card with excellent perks? If so, the BMO eclipse Visa Infinite credit card may be just what you’re looking for, and you’ll learn all about it in this review.

This card comes equipped with many great features, including a generous rewards program and complimentary travel insurance. Plus, you’ll have access to all Visa Infinite benefits!

So, read our BMO eclipse Visa Infinite credit card review to find out everything about this great card and know if it is the best fit for you!

Credit Score725 points.
Annual Fee$120 ($0 for the first year).
Regular APR*20.99% for purchases and 23.99% for cash advances (21.99% for Quebec residents).

*Terms apply.
Welcome bonus*In the current welcome offer, you’ll get up to 60,000 points in travel rewards worth $400 and a $50 annual lifestyle credit.

*Terms apply.
Rewards*5x BMO rewards points for every $1 you spend on dining, drugstore purchases, groceries, travel, and gas.

*Terms apply.
BMO eclipse Visa Infinite

How to apply to BMO eclipse Visa Infinite card

This BMO Visa card offers great rewards and benefits. Learn all about the BMO Eclipse Visa Infinite credit card application in our post!

How does the BMO eclipse Visa Infinite credit card work?

Access all Visa Infinite benefits with this BMO credit card! Source: Unsplash
Access all Visa Infinite benefits with this BMO credit card! Source: Unsplash

You’ll get 60,000 bonus points for travel and a $50 lifestyle credit as a new cardholder. BMO also waives the $120 annual fee the first year. Earn 5x points on groceries, drugstore purchases, gas, travel, dining (including delivery), and other purchases.

Additionally, you will have access to all Visa Infinite benefits, and you will be able to take advantage of the widespread acceptance that a Visa credit card provides.

Moreover, you can add an authorized user to your BMO card. With this, BMO will increase your earn rate by 10%. But, adding a user will cost of $50 in your annual fee per user.

BMO eclipse Visa Infinite Card | 8% Card Spend Reward card benefits

This BMO Visa credit card can be considered an excellent credit card with amazing rewards in the market, but it also has some flaws. For example, you’ll need a relatively high annual income to qualify for the card.

So, check out our list below with the advantages and disadvantages of this BMO credit card:

Pros

  • Generous welcome offer of 60,000 BMO rewards points.
  • $120 annual fee waived in your first year.
  • $50 annual lifestyle credit.
  • Visa Infinite perks.

Cons

  • You’ll need a relatively high income to qualify. At least $60,000 annual income for individuals and $100,000 income considering a household.
  • There is only a return of 1 BMO reward point per dollar for purchases not included in the defined categories.

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How good does your credit score need to be?

You will need a relatively high credit score to qualify for this BMO Visa credit card. Your credit score needs to be at least 725 points.

So, if you liked this credit card’s perks and benefits, we recommend that you check your score and find ways to increase it if you need.

How to apply for BMO eclipse Visa Infinite credit card?

BMO has a very user-friendly website to complete your application. Before applying, you must also provide personal information and read their terms and conditions.

So, if you want to know more about this BMO credit card application process, read our post below!

BMO eclipse Visa Infinite

How to apply for a BMO eclipse Visa Infinite Card

This BMO Visa card offers great rewards and benefits. Learn all about the BMO Eclipse Visa Infinite credit card application in our post!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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