If you think the BMO CashBack® Mastercard® credit card offers you only a good and flexible reward program, you are mistaken. Its rates and fees are just as good as other features. So, if you are searching for cash back on your favorite grocery stores in Canada without paying any annual fees, take a minute to read our BMO CashBack® Mastercard® card review!

This cash back rewarding card has earned some prizes in 2021 due to its fees and reward program. 

If you are searching for good offerings from a credit card without expensive fees and rates, you should take a look at this BMO CashBack® Mastercard®.

You can earn cash back on your everyday purchases in grocery stores, streaming services, and more. See below:

Also, the cash back redemption is flexible, with no expiration date and no minimum amount.

Plus, this Mastercard® offers an Intro APR of 1.99% on balances for nine months. As an intro bonus, you can earn up to 5% cash back in the first three months.

Finally, all of that with a $0 annual fee. 

But, to apply for this credit card, it is recommended that you have a good credit score with a $15,000 minimum income.

Moreover, it lacks some perks like travel insurance.

Although this card offers a welcome bonus, cash back on all purchases, with no annual fee, the base reward is quite low: 0.5% cash back.

Also, there aren’t many insurance options like other cards.

Plus, it requires minimum income and a good credit score for the application.

On the other hand, this Mastercard® features flexibility and convenience on the reward program. And, it provides you with an extended warranty.

It is recommended that you have a good credit score for the application, as well as present a minimum income of $15,000.

If you fulfill the requirements for the application, you can learn how to apply for a BMO CashBack® Mastercard® credit card. Then, check out our next post!