Credit Cards (US)
The Blue Business® Plus Credit Card from American Express review
Check out this The Blue Business® Plus Credit Card from American Express review and learn how it works! This card offers points on all eligible purchases and charges no annual fee.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
The Blue Business® Plus Credit Card from American Express: $0 annual fee and points on all eligible purchases
American Express features the best credit cards regarding benefits. Usually, the cards come with a generous welcome bonus and plenty of rewards and perks. Check out this The Blue Business® Plus Credit Card from American Express review!
How to apply for The Blue Business Plus Card?
Check out how to apply for The Blue Business® Plus Credit Card from American Express and earn points on all eligible purchases!
Also, if you are a business owner, the company offers good choices to help you manage your daily responsibilities. Check out the highlight of the Blue Business® Plus American Express® review right below!
| Credit Score | Good to Excellent |
| Annual Fee | $0 per year Rates & Fees |
| Fees | 2.7% foreign transaction fee 3% balance transfer (or at least $5) $39 late payment fee Rates & Fees |
| Regular APR | 0% introductory APR on purchases for 12 months from account opening. Then, a variable APR rate between 17.99% – 25.99%. Rates & Fees |
| Welcome bonus | 15,000 Membership rewards points after spending $3,000 in eligible purchases the first 3 months. *Terms apply |
| Rewards | Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. *Terms apply |
Keep reading our The Blue Business® Plus Credit Card from American Express review to learn how it works!
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How does The Blue Business® Plus Credit Card from American Express work?
This card is a fantastic option for those who want to accumulate points. First of all, in the first three months of membership, after spending $3,000 in eligible purchases, you earn 15,000 Membership Rewards points.
Second of all, the card offers up to 2X points on all eligible purchases. After achieving $50,000 in a calendar year, the reward tier downs to 1X point on all eligible purchases.
Unlike other cards from other banks, this one provides a 0% introductory APR on purchases in the first year, then a variable rate of 17.99% – 25.99%. It is pretty good if you consider it a business card that usually doesn’t offer many benefits in the beginning from the moment you open an account.
Like its similar card, The Blue Business® Plus Credit Card from American Express gathers benefits for business owners and employees.
In summary, it includes an Expanded Buying Power tool with credit limit flexibility. Also, it offers Employee Cards, Account Manager, Year-End Summary for annual spending review, and more.
Besides all that, this card provides a full package of assistance and traditional security features from American Express.
Finally, the best of all is definitely the $0 annual fee.
The Blue Business® Plus Credit Card from American Express highlights
The Blue Business® Plus Credit Card from American Express puts together the benefits you need to manage your business well with the low cost you want.
Besides the generous welcome bonus, the card comes with a simple reward program, an introductory APR, and the traditional perks and security features offered by American Express.
Pros
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% – 25.99%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
Cons
- The card requires at least a good credit score;
- The higher tier of rewards has a cap of 50,000 spending in a calendar year.
How good does your credit score need to be?
It is recommended that you apply for this credit card if you have at least a good credit score. Also, you must have all the details about your company.
How to apply for The Blue Business® Plus Credit Card from American Express?
Now, learn how fast it is to apply for The Blue Business® Plus Credit Card from American Express and get a decision in less than 40 seconds!
How to apply for The Blue Business Plus Card?
Check out how to apply for The Blue Business® Plus Credit Card from American Express and earn points on all eligible purchases!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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