If you’re like most college students, your credit card is a significant part of your life. Whether it’s for buying textbooks or paying off lunch at the dining hall, they can be a big help when it comes to budgeting and getting by without going into debt. However, choosing the right one can seem daunting with so many options out there. Luckily we’ve done all the work for you! Use this guide to find out which ten best student credit cards are perfect for your lifestyle and needs!

There are some key differences between regular credit cards and student cards. For example, student credit cards usually have a lower credit limit and are unsecured. And regular credit cards usually can give you a higher credit limit. Also, you do not need to have a very high credit score to qualify for a student credit card. But, some credit cards that accept those with bad credit need a security deposit. However, many student credit cards do not require one.

Moreover, a student credit card can help you build your credit score if you use it responsibly. Also, after you build your score, you can move to a regular credit card that may have more rewards and perks.

The Discover it® Student Chrome is for students who want to learn how to use a credit card with cash back rewards and other perks. Also, this student card offers 2% cash back rewards at gas stations and restaurants on up to $1,000 considering combined purchases every quarter. So, the rewards can be a bit complicated. However, you can learn how to manage this type of reward to make the best out of this credit card.

This Discover credit card for students has excellent features for students to learn how credit cards work in general. Moreover, you can access your FICO® Score for free. Also, your first late payment is waived. In addition, there is a high rewards rate of up to 5% cash back and no annual fee!

This student credit card can help you build credit fast because it sends your payment reports to all three major credit bureaus. Also, you do not have to pay an annual fee or make an initial security deposit. Moreover, you can earn unlimited 1% cash back on every purchase you make with the card.

The Chase Freedom® Student credit card can help you build credit and upgrade to earn better rewards and possibly a credit limit increase. Plus, if you use your card responsibly, you can even upgrade to a regular Chase credit card.

With the Journey Student Rewards from Capital One, you can improve your credit score fast. Also, you can earn 1% cash back on every purchase you make with the card. Plus, if you make all your payments on time for the first five months, you can get a credit limit increase.

Even though the Capital One Platinum Secured Credit Card is not exclusive for students, it can be an excellent choice for them. Moreover, you can qualify even with a bad credit score. Also, you can qualify for a higher credit limit than your initial security deposit. Plus, there is no annual fee!

The Capital One SavorOne Student Cash Rewards Credit Card can be one of the best student credit cards in the market. It offers unlimited cash back rewards on dining, streaming services, entertainment, and more! Plus, you can earn 1% cash back on all other purchases. Moreover, there is no annual fee, and you can build your credit. Also, you can get 8% cash back on tickets at Vivid Seats (January 2023).

This credit card is an excellent choice for students. You can earn unlimited 1.5% cash back on all purchases. Plus, there is no annual fee, and you can see if you are pre-approved with no impact on your credit score.

With this Bank of America® credit card, you can earn 1.5% cash back on all purchases. Plus, you can get a 0% intro APR. Moreover, there is no annual fee, and you can earn a $200 online cash reward after spending $1,000 on your first 90 days from account opening.

This is not a credit card designed for students. However, it can be an excellent choice for them! The Petal® 1 “No Annual Fee” Visa® Credit Card has no annual fee, and you can get approved even with bad credit. Plus, you can get a credit limit increase after six months if you fit the requirements.

Now, if you are a student, you must be looking for ways to make more money. Investments can be an excellent choice to start making more money. So, check out our post below with a list of the ten best investment apps!