Credit Cards (US)
Best Credit Cards for Online Shopping in 2023!
Are you shopping online more than ever and want to get the most out of your spending? Read on to see the best cards for online shopping!
See the best cards for online shopping this year!
Are you looking for the ultimate credit card to make your online shopping experience even more rewarding? Our list of the top five best cards for online shopping in 2023 is here!
Also, this post will help you get smart about choosing a card with excellent rewards and discounts. Moreover, this can give you the edge in scoring amazing deals on your favorite products and services!
In addition, we’ll walk through what sets these cards apart from the rest and their various perks, like cash back and bonus points.
Therefore, no matter which one you pick, shopaholics everywhere can benefit from these sweet savings! So, read on to learn about the best cards for online shopping!
5 best cards for online shopping!
Looking at different credit cards can be overwhelming, so if you’re searching for a card specifically helpful with online purchases, look no further! So, we’ll show you below a list of the best ones for 2023!
You’ll learn more about these cards’ perks and how you can benefit from their online shopping perks! So, read on!
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Wells Fargo Active Cash® Card
This Wells Fargo card can be incredible for earning cash back in any category you want. Also, you’ll be able to earn up to 2% unlimited cash back on all purchases!
Moreover, this card also has an awesome 0$ intro APR for 15 months on balance transfers and purchases!
You’ll save a lot on purchases with this card, as it is one of the best cards for online shopping. So, read the table below to see more information!
| Credit Score | Good to excellent. |
| APR* | 0% intro APR for 15 months from the date of account opening on purchases and balance transfers; Then, 19.24%, 24.24%, or 29.24% variable APR based on your creditworthiness; 29.99% variable APR for cash advances. *Terms apply. |
| Annual Fee | $0. |
| Welcome bonus* | Current offer of $200 cash rewards bonus after spending $1,000 on purchases in your first 3 months. *Terms apply. |
| Rewards* | Unlimited 2% cash rewards o purchases (there are no categories or quarterly activations). *Terms apply. |
You can read our full review at the following link to learn everything about this credit card.
Wells Fargo Active Cash® Card review
Would you like a card with straightforward cash back rewards and other benefits? Learn more about the Wells Fargo Active Cash® Card in our full review below.
Chase Freedom Unlimited®
This Chase card can be incredible for online purchases since it can offer up to 3% cash back on dining at restaurants (including takeout and eligible delivery services)!
Therefore, you’ll be able to use this credit card to spend money on your online purchases for takeout and delivery and earn the best cashback rates to save money!
Your cash-back rewards won’t expire as long as your account is open and in good standing! Also, you can get all these perks for no annual fee! So, check out the table below to learn more!
| Credit Score | Good to excellent. |
| APR* | 0% intro APR for 15 months from account opening on purchases and balance transfers; Then, an 18.74% to 27.49% variable APR will apply. *Terms apply. |
| Annual Fee | $0. |
| Welcome bonus* | The current offer is $200 bonus after you spend $500 on purchases in your first 3 months with the card; Also, you can earn 5% cash back on every store purchase up to $12,000 spent in your first year. *Terms apply. |
| Rewards* | 3% cash back on dining at restaurants (including takeout and eligible delivery services); 3% cash back on drugstore purchases; 5% cash back on travel you purchase through Chase Ultimate Rewards; Also, earn 1.5% cash back on any other purchase. *Terms apply. |
Chase Freedom Unlimited card will be a good choice if you’re looking for valuable rewards rates on everyday expenses, as it is one of the best cards for online shopping. Read the full review of the content below.
Chase Freedom Unlimited® credit card review
A credit card with no annual fee, but with many features? That is how the Chase Freedom Unlimited® credit card works. So, check out the card's full review!
Blue Cash Preferred® Card from American Express
If you’re looking for credit cards for online shopping, American Express is one of the best choices out there.
This Amex credit card offers incredible perks for many purchase categories. However, it also has great benefits for online purchases!
For example, you can earn up to 6% cash back on eligible U.S. streaming subscriptions. Moreover, you can earn up to 1% cash back on any other purchase (terms apply)!
In addition, this card offers even more cash back if you add a card member! So, read our list below to learn more about this card and see if it’s your best choice!
| Credit Score | Good to excellent. |
| APR | 0% intro APR for 12 months from the date of account opening on purchases. Then, 18.24% to 29.24% variable APR; 0% intro APR for the first 12 months on balance transfers from the date of account opening (terms apply). Then, 18.24% to 29.24% variable APR; Also, 29.49% variable APR for cash advances. *Terms apply. |
| Annual Fee* | $0 annual fee for the first year. Then, $95. *Terms apply. |
| Welcome bonus* | The current bonus offers $300 cash back after spending $3,000 on purchases in your first 6 months with the card. *Terms apply. |
| Rewards* | 6% cash back on groceries (up to $6,000 per year on U.S. supermarket purchases); 6% cash back on eligible streaming subscriptions; 3% cash back on eligible transit purchases; 3% cash back on gas at U.S. gas stations; 1% cash back on any other purchase. *Terms apply. |
American Express issues high-quality credit cards. The following content will tell you more about it with a full review.
Blue Cash Preferred® Card AMEX review
If you like cash back on your everyday purchases, the Blue Cash Preferred® Card from American Express is the card for you. So, read our full review of this great card!
Amazon Rewards Visa Signature Card
This can be one of the best credit cards for online shopping on this list if you love to shop at Amazon.com! Moreover, you can earn up to 5% cash back for Amazon.com purchases if you have a Prime membership!
In addition, this credit card is mainly for those who love to shop at Amazon.com and have a Prime membership. Therefore, the best rewards are for those who meet these requirements.
So, check out our table below to learn more about this rewarding credit card!
| Credit Score | Good to excellent. |
| APR* | 17.99% to 25.99% variable APR for purchases and balance transfers; 28.74% variable APR for cash advances. *Terms apply. |
| Annual Fee | No annual fee. |
| Welcome bonus* | The current offer is a $150 Amazon Gift Card. *Terms apply. |
| Rewards* | 5% cash back at Amazon.com (for Prime members); 5% cash back at Whole Food Market (for Prime members); 2% cash back at restaurants and gas stations; 1% cash back on any other purchase; Also, there is a 10% cash back or more for purchases at Amazon.com (exclusive for Prime members and limited offers). *Terms apply. |
Who’d be better to issue credit cards for online shopping than the king of online shopping? Read our full review to see exactly how this Amazon credit card works.
Amazon Rewards Visa Card review
The Amazon Rewards Visa Card is a must-have for anyone who frequently shops at Amazon and Whole Foods. Check our full review to learn more about it!
The Platinum Card® from American Express
This Amex credit card can help you earn incredible travel rewards. However, you should know that it also has incredible perks for online purchases!
For example, you can earn $240 as digital entertainment credit, $155 Walmart+ credit, $200 Uber cash, and much more!
Moreover, you’ll get $300 in statement credit each year on Equinox digital or club membership!
Therefore, this card can be incredible for online purchases from your loved brands! So, read the table below to learn more!
| Credit Score | Good to excellent. |
| APR* | 20.24% to 27.24% variable APR for purchases; 29.49% variable APR for cash advances. *Terms apply. |
| Annual Fee* | $695. *Terms apply. |
| Welcome bonus* | The current offer is 80,000 Membership Rewards® Points after spending $6,000 on purchases in your first 6 months of card membership. *Terms apply. |
| Rewards* | Up to 5x points Fon flights you book directly with airlines or through American Express Travel; 5x points on prepaid hotels you book on AmexTravel.com; 1x point on any other eligible purchase; Also, you can earn $240 digital entertainment credit; $155 Walmart+ credit; $200 uber cash; and much more! *Terms apply. |
Hundreds of people around the world have desired this silver credit card. If you want to know the reason, you can learn more about its features in the following review.
The Platinum Card® from American Express review
Earn points for food and delivery with this Amex card! Read our The Platinum Card® from American Express review to learn more!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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