Credit Cards (US)
Barnes & Noble Mastercard® review: Get cashback!
If you need a credit card to help you make the best out of your book purchases, read our Barnes & Noble Mastercard® review to see its pros and cons!
Barnes & Noble Mastercard®: Earn B&N perks for no annual fee!
Do you love browsing the aisles of your local Barnes & Noble? If so, then our Barnes & Noble Mastercard® review is perfect for you! Read on to see the pros and cons you can get with this great card!
How to apply for the Barnes & Noble Mastercard®?
Do you shop at B&N often? If so, you need to consider learning how to apply for the Barnes & Noble Mastercard®! So, read on!
| Credit Score | Good to excellent. |
| APR* | 0% intro APR on balance transfers you make in 45 days from account opening (valid for the first 15 billing cycles immediately following each balance transfer). Then, there will be a 17.74% or 28.74% variable APR. 17.74% or 28.74% variable APR for purchases; 28.99% variable APR for cash advances. *Terms apply. |
| Annual Fee | No annual fee. |
| Fees* | Minimum monthly interest: $.50; Balance transfer fee: 5% with a $5 minimum; Cash advance fee: 5% with a $10 minimum; Also, the foreign transaction fee is 3%. *Terms apply. |
| Welcome bonus* | You can get 12 months of free Barnes & Noble membership; After your first purchase or balance transfer, you’ll get a $25 Barnes & Noble gift card. *Terms apply. |
| Rewards* | 5x cash back on all Barnes & Noble purchases; 2x points at restaurant purchases; Also, 1x points on any other purchase you make with your card; *Terms apply. |
With this card, you’ll take advantage of all the great savings and discounts at B&N stores nationwide and earn rewards with every purchase!
Moreover, this card can offer incredible perks for no annual fee! So, kick back and read our Barnes & Noble Mastercard® review as we explain why getting this card is one of the smartest moves!
How does the Barnes & Noble Mastercard® work?
Are you an avid reader looking for a new way to get the most out of your shopping experience regarding Barnes & Noble? If so, the Barnes & Noble Mastercard® is just what you’ve been searching for!
Moreover, this card offers no annual fee, generous cash-back rewards, and exclusive perks such as bonus points on purchases made through B&N and special discounts on select books!
This card can offer the best perks if you love to read. And you can get all of these for no annual fee!
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Barnes & Noble Mastercard® benefits
As we mentioned, this credit card offers many benefits and perks to book lovers. Therefore, you should check out the pros and cons of this credit card to learn more and see if it is the best choice for you!
So, read our pros and cons list below!
Pros
- There are no membership fees;
- You can earn up to 5% cash back for B&N purchases;
- There is a welcome bonus for new cardholders;
- No annual fee.
Cons
- There are not many rewards for those who don’t shop at Barnes & Noble;
- You won’t find an intro APR for purchases;
- There is a foreign transaction fee.
How good does your credit score need to be?
You’ll need at least a good credit score if you want a better chance of getting approved for this credit card. Therefore, you won’t have much chance of approval with a not-so-good or low score.
How to apply for the Barnes & Noble Mastercard®?
You can find many ways of applying for this great credit card. Also, you’ll be able to apply by phone or online!
How to apply for the Barnes & Noble Mastercard®?
Do you shop at B&N often? If so, you need to consider learning how to apply for the Barnes & Noble Mastercard®! So, read on!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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