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Barclaycard Platinum Credit Card full review

A balance transfer card may help you with your existing balance to save on interest fees. Then, find out more about the Barclaycard Platinum Credit Card on this review.

Barclaycard Platinum Credit Card: up to 24 months 0% interest on purchases and up to 22 months on balance transfers

Read this Barclaycard Platinum card review and see if this card is good for you. Source: The Mister Finance.
Read this Barclaycard Platinum card review and see if this card is good for you. Source: The Mister Finance.

On this Barclaycard Platinum Credit Card review, you will learn how it works and how to use it so you can save on interest fees on an existing balance.

Barclaycard Platinum Credit Card

How to apply for the Barclaycard Platinum card?

Check out how easy it is to check eligibility and apply for a Barclaycard Platinum Credit Card to enjoy amazing rates and reasonable fees.

Although it might be a great option for those who want to lower costs, it is important to watch for the fees. 

Then, continue reading to find out if this card is the right choice for you!

Credit ScoreNot disclosed
APR22.9% (variable)Other rates apply
Annual FeeNone
FeesCash transaction fee: 2.99% minimum £2.99 on sterling and non-sterling cash transactions (only);
Balance transfer and purchase plans: fees depend on the offer;
Copies of statements and transactions: none;
Late payment: £12;
Over credit limit: none;
Returned payment: none
Welcome bonusNone
RewardsNone

As shown, fees are quite reasonable. But it only works for those who keep tracking their finances closely. 

How does the Barclaycard Platinum Credit Card work?

A balance transfer credit card might be a fantastic tool for those who maintain an existing balance in another card like a store card.

Usually, a balance transfer card offers a 0% introductory APR on both purchase and balance transfer.

Unlike traditional credit cards, those cards mentioned above offer an extensive grace period of more than 20 months, generally.

However, consumers must be aware of the fees.

Also, those cards work best for those who closely control their finances since a monthly balance will be carried, being that on-time payments must be done in order to avoid high charges.

Now, this Barclaycard Platinum Credit Card review will show you how this specific card works.

Barclaycard offers various types of cards, including balance transfer ones.

In essence, this Platinum Visa provides you with up to 24 months of 0% interest on purchases and up to 22 months on balance transfers.

Additionally, a 2.9% transfer fee applies. Other fees and rates depend on the offer you will receive after applying for the card.

Lastly, there are no rewards or welcome bonuses. But you may love to know Barclaycard features other cards for other purposes.

Barclaycard Platinum Credit Card benefits

You can transfer your balance to save money. Source: Canva.
You can transfer your balance to save money. Source: Canva.

As can be seen on this Barclaycard Platinum Credit Card review, this Visa was designed for consumers who want to get an extensive 0% introductory interest period on both purchases and balance transfers.

Although fees apply, you can get a good offer after qualifying, and enjoy great and reasonable rates.

Pros

  • It offers up to 24 months of 0% interest on purchases and up to 22 months on balance transfers;
  • Fees are quite reasonable;
  • You can check eligibility before applying;
  • It provides you with up to 5 months of free Apple subscriptions;
  • You can register for Barclaycard benefits and enjoy cash-back rewards and entertainment offers;
  • It features fraud protection 24/7 and free additional cardholder.

Cons

  • It doesn’t offer rewards or welcome bonuses;
  • Other fees and rates apply.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

Unfortunately, this information couldn’t be found. But the highest your credit score is, the better chances you will have to get approval.

How to apply for a Barclaycard Platinum Credit Card?

Now that you have read this complete Barclaycard Platinum Credit Card, learn how easy it is to apply for it!

Barclaycard Platinum Credit Card

How to apply for the Barclaycard Platinum card?

Check out how easy it is to check eligibility and apply for a Barclaycard Platinum Credit Card to enjoy amazing rates and reasonable fees.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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