CA

Auto Credit Express® review: what you need to know before applying

In this Auto Credit Express® review, we will take you on a tour on how to get a loan to finally purchase your new car even if you have a bad credit history!

Auto Credit Express®: get car financing no matter your credit score!

Learn more about Auto Credit Express®. Source: The Mister Finance.
Learn more about Auto Credit Express®. Source: The Mister Finance.

This Auto Credit Express® review is about a broker that gathers lenders and car dealers under the same roof. Auto Credit Express® helps you with car financing and refinancing. And it specializes in helping people with bad credit. 

In fact, even if you have had a bankruptcy in the past, you may be able to find a special deal for yourself.

This company has been serving both USA and Canada since 1999. Also, the application is pretty simple, and the process takes approximately 3 minutes to be done.

Check out how you can get your new or used car through this online platform!

APRInterest rates depend on your credit score
Loan PurposeAuto financing
Loan AmountsIt depends on the following factors:
Credit
Income
Debt to income ratio
Credit NeededAll credit types are considered
TermsIt depends on the lender and auto dealers
Origination FeeIt depends on the lender and auto dealers
Late FeeIt depends on the lender and auto dealers
Early Payoff PenaltyIt depends on the lender and auto dealers
Auto Credit Express® logo on computer

How to apply for Auto Credit Express®?

Your new car might be right next to you with an Auto Credit Express®! Learn how to apply!

How does the Auto Credit Express® work and its benefits?

Keep reading our Auto Credit Express® review. Source: Pexels.
Keep reading our Auto Credit Express® review. Source: Pexels.

For most people, it is not easy to get an ideal car financing, especially with a bad credit history.

When you have poor credit, obstacles always appear on the way. And the dream of purchasing a new or used car might be far away.

However, let me introduce to you an online loan service that helps you accomplish your dream and gives you a hand on your credit rebuilding.

The Auto Credit Express® has existed since 1999 and has been serving USA and Canada. It has designed an easy and fast online auto loan request form that matches your needs to lenders and local dealers.

Whether you had a bankruptcy in the past or have a bad credit score, your new car is right in the next corner with Auto Credit Express.

The application takes only 3 minutes, and then you can meet your matched lender or dealer to understand the loan amount, terms, and interest rates.

But, let me show you an example of how your credit background and profile will be applied to estimate your rates.

If you have bad or fair credit, the APRs will range approximately from 11% to 6.60% for a new car purchase or 17% to 10.4% for a used one. 

However, you should know that those numbers are estimated, and other factors may apply, including fees and costs from the lender or dealer chosen.

Now that you have taken a quick look at how possible it is to get a car with competitive rates and even with a lower credit profile, you can move forward to the list of pros and cons.

That’s important to decide whether apply for a loan through this service or not.

Pros

  • It is an online service that matches your needs to lenders and car dealers;
  • All credit types are considered in the process;
  • It helps you rebuild credit if you manage your loan and repayment responsibly;
  • The application is easy, and it takes approximately 3 minutes;
  • The service also features some tools to help you through the process;
  • Its customers indicate the service, and it has good reviews.

Cons

  • Auto Credit Express is not the lender. So you need to apply to disclose fees and total costs.

What credit score do you need for Auto Credit Express®?

All credit types are considered. In fact, this company specializes in helping people with bad credit history to accomplish the dream of getting a new or used car.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

You will be redirected to another website

How to apply for Auto Credit Express®?

Now that you know the service is good and can help you with your goals, check out how to apply for it.

Auto Credit Express® logo on computer

How to apply for Auto Credit Express®?

Your new car might be right next to you with an Auto Credit Express®! Learn how to apply!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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