Credit Cards (US)

Assent Platinum Secured credit card full review

The Assent Platinum Secured is a credit card that provides you the convenience of a Mastercard worldwide acceptance. Check out the full review we’ve prepared for you!

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by Aline Augusto

Published on 01/31/2022

Assent Platinum Secured credit card

Check out the full review about the credit card. Source: Assent Platinum.
Check out the full review about the credit card. Source: Assent Platinum.

The Assent Platinum Secured is a Mastercard credit card that offers you the opportunity to build up a credit score. Since it doesn’t require a minimum credit score, the Assent allows you to hold a platinum-featured card without proving credit history.

But, before applying for it, learn more about all benefits the Assent Platinum Secured credit card gives you.

Credit ScoreNo credit score required
Annual Fee$49
Regular APR12.99% Variable APR
Welcome bonusNone
RewardsNone
Assent Platinum Secured credit card

How to apply for Assent Platinum Secured card?

The Assent Platinum Secured card allows you to build up credit and hold a platinum featured card. See how to apply for it!

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How does the Assent Platinum Secured credit card work?

Know all about the features of the credit card. Source: Pixabay.
Know all about the features of the credit card. Source: Pixabay.

As a secured card, the Assent Platinum Secured credit card requires a deposit of at least $200, up to $2,000. But, note that this secured deposit is refundable.

The main benefit is that no credit score is required, so you can build up your score while using the card.

Also, another good thing about this card is that it reports monthly to all majors Credit Bureaus. And, the card is a Mastercard, which provides you the convenience of being a worldwide accepted flag.

Even though it charges a 12.99% Variable APR, a very competitive rate, by the way, it offers 0% Intro APR for six months after opening the account. 

Assent Platinum Secured card benefits

The Assent Platinum Secured credit card’s main benefit is the credit history requirement, which is none. So, even if your credit score is poor, you can apply for it.

Moreover, it offers a competitive regular APR and 0% intro APR for new members for six months.

As an Assent Platinum Secured cardholder, you will also be able to manage your account anytime, 24/7. 

On the other hand, you will pay $49 for an annual fee and a 3% fee for foreign transactions. 

Also, the card does not offer any reward or welcome bonus, as well. 

Besides that, you need to deposit at least $200, fully refundable. And this secured deposit will be used as a credit limit.

In addition, the application is not available in NY, AR, IA, and WI.

Pros

  • Secured card good for building score, as it doesn’t require good credit history
  • Competitive APR
  • 0% intro APR for 6 months
  • Secured deposit refundable
  • 24/7 online access to manage account
  • Mastercard worldwide acceptance
  • Reports monthly to majors Credit Bureaus 

Cons

  • Annual fee
  • No reward program or welcome bonus
  • 3% foreign transaction fee
  • Not available in NY, AR, IA, and WI

How good does your credit score need to be?

You don’t need to prove you have a good credit history for the application. As a result, you can apply for it even if you have a bad credit score.

How to apply for an Assent Platinum Secured credit card?

Do you need a credit card that helps you build up your credit score? The Assent Platinum Secured card might be a good choice. Learn right now how to apply for it!

Assent Platinum Secured credit card

How to apply for Assent Platinum Secured card?

The Assent Platinum Secured card allows you to build up credit and hold a platinum featured card. See how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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