Credit Card (UK)

How to apply for the Vitality American Express® Credit Card?

Check out how to apply for the Vitality American Express® Credit Card and earn up to 1% cashback on purchases plus travel perks and protection.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

Apply for a Vitality American Express® Credit Card: enjoy a £100 statement credit

Learn how to apply for this credit card. Source: The Mister Finance.
Learn how to apply for this credit card. Source: The Mister Finance.

It is simple to apply for a Vitality American Express® Credit Card, and you may earn a £100 statement credit once spending £2,000 in the first three months of Cardmembership.

And it is not only that, this AMEX card gathers some important features, including:

  • Travel accident insurance;
  • Global assistance;
  • Fraud guarantee & purchase protection;
  • Access to AMEX experiences.

Not to mention that the card offers cashback on purchases. To sum up, you will earn 0.5% cash back on spending of up to £10,000 and 1% cash back on spending above £10,000.

And an extra £20 monthly (maximum) based on monthly activity and eligible Vitality products.

Now, check the eligibility requirements below before beginning to apply for a Vitality American Express® Credit Card.

British Airways Credit Card

How to apply for the British Airways Credit card?

If you need a card with travel perks and no annual fee, read on to apply for the British Airways American Express® Credit Card!

Online Application Process

The mobile app will help you track your rewards. Source: Freepik.
The mobile app will help you track your rewards. Source: Freepik.

To be eligible for this AMEX, you must:

  • Be at least 18 years old;
  • Have an eligible Vitality Plan;
  • Permanent UK residency address;
  • Have a current UK bank or building society account.

Also, you must have no history of bad debt.

Application Process using the app

After prequalifying and being approved, download the American Express mobile app to manage your rewards and bills.

Vitality American Express® Credit Card vs. American Express Platinum Cashback Everyday Credit Card 

On the other hand, suppose you want another valuable alternative, you may love to find out more about an AMEX card that offers cashback at no annual fee.

Find out more about it on the comparison chart below.

Vitality American Express® Credit CardAmerican Express Platinum Cashback Everyday Credit Card
Credit ScoreGood – Excellent Excellent, or at least good
APRRepresentative 44.3% (variable)
Rates & Fees
28.1% (variable) 
Rates & Fees 
Annual Fee£0 (monthly fees may apply depending on the type of policy you hold)
Rates & Fees 
£0
Rates & Fees  
FeesCash advance: 3% (£3 minimum)
Balance and money transfer Fee: 3% of the amount of the transfer
Copy statement fee: £2 for each additional copy
Foreign usage: non-sterling transaction fee – 2.99%
Late Payment: £12
Returned Payment: £12
Rates & Fees 
Cash advance: 3% (£3 minimum)
Foreign usage: non-sterling transaction fee – 2.99%
Balance and money transfer Fee: 3% of the amount of the transfer
Returned Payment: £12
Copy statement fee: £2 for each additional copy
Late Payment: £12
Rates & Fees 
Welcome bonus£100 statement credit after spending £2,000 within three months
*Terms Apply
5% cashback on purchases within the first 3 months (up to £100)
*Terms Apply
Rewards0.5% cashback on spending of up to £10,000;
1% cashback on spending above £10,000;
Extra £20 monthly (maximum) based on monthly activity and eligible Vitality products
*Terms Apply 
1% cashback on spend (above £10,000 within a year)
0.5% cashback on spend (up to £10,000 within a year);
*Terms Apply

Then, learn how easy it is to apply for an American Express Platinum Cashback Everyday Credit Card.

American Express Platinum Cashback Everyday Credit Card

How to apply: AMEX Platinum Cashback Everyday

It is time to learn how easy it is to apply for an American Express Platinum Cashback Everyday Credit Card and earn cashback on everything!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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