UK

How to apply for the M&S Shopping Plus Credit Card?

Are you looking for a credit card with rewards and intro interest on purchases and balance transfers? If so, read on to learn how to apply for the M&S Shopping Plus Credit Card!

M&S Shopping Plus Credit Card application: Apply in 3 minutes!

Learn how to apply for the M&S Shopping Plus Credit Card. Source: The Mister Finance.
Learn how to apply for the M&S Shopping Plus Credit Card. Source: The Mister Finance.

Are you looking for a credit card in the UK that will help you save money on your everyday purchases? You can learn how to apply for the M&S Shopping Plus Credit Card!

card

Credit Card

M&S Shopping Plus Credit

online banking intro APR

A credit card with incredible rewards perks and 0% intro interest periods!

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With this card, not only can you take advantage of an intro interest period and earn rewards every time you shop at Marks & Spencer’s stores, but earning points gives you access to great value vouchers.

Find out more about how it works and why it may be one of the best credit cards on the market. Read on to learn how to apply for the M&S Shopping Plus Credit Card!

Online Application Process

Apply online for your new credit card. Source: Canva.
Apply online for your new credit card. Source: Canva.

Before you apply online for this credit card, you need to know some of the requirements. So, for example, you’ll need to be at least 18 years old and have an annual income of at least £6,800.

Therefore, after you know you meet the requirements, you can go to the online application form and provide the documents and personal information required.

Then, you’ll only need to wait to get a quick application response!

Application Process using the app

You can use the online banking features this credit card company offers to manage your account and credit card. Moreover, you’ll be able to manage your card anytime through the app.

However, the best way to apply for this credit card is online. Therefore, you can read our topic above to get our tips on how to apply online!

M&S Shopping Plus Credit Card vs. HSBC Rewards Credit Card

If you’re not so sure about getting the M&S Shopping Plus Credit Card, we can still help! So, you can try applying for the HSBC Rewards Credit Card!

Also, with this incredible HSBC credit card, you’ll be able to get 0% interest on purchases and balance transfers for 6 months!

M&S Shopping Plus Credit CardHSBC Rewards Credit Card
Credit Score*You’ll need to have at least good credit and meet other requirements, such as income.

*Terms apply.
You’ll need a good score and have an annual income or pension of £6,800 or more before tax. Also, there can be other requirements.

*Terms apply.
APR*0% intro for 15 months on balance transfers you make within 90 days from account opening;

0% intro for 18 months on eligible purchases;

23.9% variable p.a. for purchases (representative example).

*Terms apply.
0% interest on purchases for 6 months from account opening;

0% interest on balance transfers for 6 months (valid for balance transfers you make in 69 days from account opening).

After that, 23.9% representative variable p.a. for purchases and balance transfers.

*Terms apply.
Annual FeeN/A.There is no annual fee.
Fees*2.99% fee for balance transfers (minimum of £5);

55 days interest-free credit.

*Terms apply.
2.99% fee for each balance transferred (minimum £5).

*Terms apply.
Welcome bonus*There is no welcome bonus when you apply for the M&S Shopping Plus Credit CardYou can get 2,500 welcome points worth £25 when making your first transaction.

*Terms apply.
Rewards*You can earn rewards and points every time you make purchases with your card;

1 rewards point per £1 spent in M&S and 1 rewards point for every £5 spent elsewhere. 

*Terms apply.
Up to 10 points for every eligible £1 you spend;

If you spend £10,000+ on your card in the first year, you’ll get 2,500 ‘anniversary’ points.

*Terms apply.

Read the following post if you’d like to learn more about the HSBC Rewards Credit Card application process.

HSBC Rewards Credit Card

How to apply for the HSBC Rewards Credit Card?

Looking for a credit card with rewards and a good welcome bonus? If so, read on to learn how to apply for the HSBC Rewards Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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