Loans (US)
How to apply for the Members 1st Federal Credit Union Personal Loans?
Check out how the Members 1st Federal Credit Union Personal Loans application works and learn how to borrow over $25,000 with flexible terms and affordable rates while enjoying many membership perks.
Members 1st Federal Credit Union Personal Loans application: prequalify and check your rates
Members 1st is a federal credit union that provides exclusive services and membership benefits, like rewards and much more. Learn how to apply for Members 1st Federal Credit Union Personal Loans.
The loan amounts exceed $25,000 with super-long repayment terms of up to 180 months. Also, interest rates start as low as 10.99%.
Furthermore, Members 1st Federal Credit Union doesn’t charge prepayment penalties or application fees whatsoever on its personal loans.
You can check your estimated rates with a prequalification process with no impact on your credit score.
In addition, becoming a member might be a good thing if you want to enjoy exclusive services and perks, including credit score access, rewards, and more.
Online Application Process
Members 1st offers prequalification. But it is important to mention that to access personal loans, you must become a member and open an account.
Applying for a loan is easy and fast. Therefore, check out the following checklist you must follow to proceed with your personal loan:
- Amount and ideal term length;
- Personal documentation, including Social Security Number (SSN), valid driver’s license, United States passport, or government-issued ID;
- Personal contact information;
- Proof of income and current employment;
- A minimum of $5 source funding from a credit card or an account with another institution.
Fair credit scores are considered, as well.
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Application Process using the app
After opening your account, you can download the Members 1st Federal Credit Union mobile app to manage your finances.
Members 1st Federal Credit Union Personal Loans vs. Schools First Federal Credit Union Personal Loans
Members 1st offers a super-long loan repayment term and affordable rates. However, if you want another reasonable alternative, find out more about the Schools First Federal Credit Union Personal Loans right below.
| Members 1st Federal Credit Union Personal Loans | Schools First Federal Credit Union Personal Loans | |
| APR | Starts at 10.99% | From 6.75% to 18% |
| Loan Purpose | Personal (debt consolidation, home improvement, vacations, wedding, medical emergencies, vehicle repairs, and more) | Personal |
| Loan Amounts | Loans over $25,000 (exact amount not disclosed) | From $100 to $50,000 |
| Credit Needed | Fair | Fair |
| Terms | Up to 60 months for loans under $25,000;Up to 180 months for loans over $25,000 | Up to 60 months |
| Origination Fee | Not disclosed | Not disclosed |
| Late Fee | Not disclosed | Not disclosed |
| Early Payoff Penalty | None | None |
Check out how the Schools First Federal Credit Union Personal Loans application works if you are interested in learning more about this secure alternative.
How to apply for the Schools First Federal Credit?
Schools First Federal Credit Union Personal Loans offers up to 60 months. Check out how to apply!
Aline Augusto
Aline Barbosa
Senior Editor
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