Credit Cards (US)

How to apply for the BankAmericard® Secured Credit Card?

If you need to build or rebuild credit, learn how to apply for the BankAmericard® Secured Credit Card and enjoy its valuable features.

Apply for a BankAmericard® Secured Credit Card: strengthen credit at no high fees

Avoid high fees with a secured credit card like this one. Source: The Mister Finance.
Avoid high fees with a secured credit card like this one. Source: The Mister Finance.

If you need to build, rebuild, or even strengthen your credit score, apply for a BankAmericard® Secured Credit Card to accomplish your financial goals.

card

Credit Card

BankAmericard® Secured

build credit no high fees

The card helps you strengthen your creditworthiness through many features.

You will be redirected to another website

Fortunately, Bank of America offers an easy and fast application process.

Also, with this secured card, you will be able to get the following:

  • No annual or monthly fees;
  • Monthly access to your FICO® Score;
  • Certified Financial Health Support;
  • Flexible security deposit ranging from $200 to $5,000;
  • A $0 Liability Guarantee;
  • Optional Balance Connect® for overdraft protection;
  • Digital Wallet Technology;
  • Contactless Chip Technology;
  • Account alerts;
  • Optional Paperless Statement;
  • Online and Mobile Banking.

Additionally, Bank of America offers the possibility of applying for the BankAmericard® Secured Credit Card through different channels, as described below.

Online Application Process

Do it from your computer. Source: Canva.
Do it from your computer. Source: Canva.

To apply for a BankAmericard® Secured Credit Card, you can access the official Bank of America website. Then, search for the option of a credit card you want and apply for it through a simple form.

Moreover, make sure the option is the right for you since there is no prequalification available.

You can also schedule an appointment with a card specialist. All you need to do is access the website to choose the best date for you.

Or you can access the Chat to help you with an application.

Application Process using the app

Firstly, apply for the BankAmericard® Secured Credit Card via the other channels described above.

Then, after being approved, download the Bank of America mobile app to manage your account and build your credit right in the palm of your hand.

BankAmericard® Secured Credit Card vs. BankAmericard® Credit Card for Students 

Certainly, a secured card is Always a great choice for those who need to stay in full control f their finances.

Furthermore, Bank of America offers something extra: fantastic support and the possibility to track credit scores.

Then, it might be good for students. On the other hand, if you are a student, you may love to find out there is a card specially designed for you.

BankAmericard® Secured Credit Card BankAmericard® Credit Card for Students 
Credit ScoreAll consideredAll considered
APR25.49% (variable) – purchases and balance transfers; 
28.49% (variable) – cash advances		From 15.49% to 25.49% (variable) – balance transfers;
From 18.49% to 28.49% – cash advances
Annual Fee$0$0
FeesBalance Transfer Fee: 3% of each transaction;
Cash Advance Fee: from 3% to 5% of each transaction;
Foreign Transaction Fee: 3% of each transaction;
Late Payment: up to $40		Balance Transfer Fee: 3% of each transaction;
Cash Advance Fee: from 3% to 5% of each transaction;
Foreign Transaction Fee: 3% of each transaction;
Late Payment: up to $40
Welcome bonusNone None 
RewardsNoneNone

Then, check out how to apply for a BankAmericard® Credit Card for Students.

BankAmericard® Credit Card for Students

How to apply BankAmericard® for Students?

See how to apply for a BankAmericard® Credit Card for Students and enjoy an introductory period of 0% APR on purchases and balance transfers.

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About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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