Hello dear reader! Are you tired of being denied when applying for a credit card due to your poor credit score? Don’t need to worry anymore, because today we present you the Applied Bank® Secured Visa® Gold Preferred® credit card.

Also, it offers a fixed APR, so you can relax about rates changes.

Furthermore, you can increase your credit limit by depositing money up to $5,000.

Keep reading to learn all about this secured Visa® card!

This card is a secured credit card that doesn’t check credit scores. If you are looking for a card that helps you build your credit score, you should take a look at this Visa®.

One of the best features of it is the low and fixed APR: 9.99%. 

Also, this credit card reports to all major Credit Bureaus, so you can work on your credit-building while using it.

However, it requires a $200 minimum deposit. 

Plus, it doesn’t offer any sign-up bonus or intro APR, either. And there is a $48 annual fee with no rewards program whatsoever. 

The good thing about this card is the low fixed APR, which you won’t find easily on the market. Also, like a secured credit card, it doesn’t require a credit check.

Then, with a minimum amount of $200 as a security deposit, you can start using it. And after that, you can increase the credit limit up to $5,000.

On the other hand, it misses some rewards like an Intro APR, a welcome bonus, and a cashback.

In addition, it charges an annual fee and a foreign transaction fee.

If you are looking for a credit card that helps you rebuild or build your credit score, the Applied Bank® Secured Visa® Gold Preferred® might be the one for you.

Although this Visa® credit card doesn’t offer you rewards, it provides you with a low fixed APR. Learn how to apply for one!