Credit Cards (US)
Applied Bank® Secured Visa® Gold Preferred® Credit Card full review
With the Applied Bank® Secured Visa® Gold Preferred® Credit Card, you won’t need to have a credit check and won’t need to worry about high APR. Learn more about it here!
No credit check with Applied Bank® Secured Visa® Gold Preferred® credit card
Hello dear reader! Are you tired of being denied when applying for a credit card due to your poor credit score? Don’t need to worry anymore, because today we present you the Applied Bank® Secured Visa® Gold Preferred® credit card.
Also, it offers a fixed APR, so you can relax about rates changes.
Furthermore, you can increase your credit limit by depositing money up to $5,000.
Keep reading to learn all about this secured Visa® card!
|Regular APR||Fixed 9.99%|
All you need to know about the Applied Bank® Secured Visa® Gold Preferred® credit card
This card is a secured credit card that doesn’t check credit scores. If you are looking for a card that helps you build your credit score, you should take a look at this Visa®.
One of the best features of it is the low and fixed APR: 9.99%.
Also, this credit card reports to all major Credit Bureaus, so you can work on your credit-building while using it.
However, it requires a $200 minimum deposit.
Plus, it doesn’t offer any sign-up bonus or intro APR, either. And there is a $48 annual fee with no rewards program whatsoever.
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Applied Bank® Secured Visa® Gold Preferred® card benefits and more
The good thing about this card is the low fixed APR, which you won’t find easily on the market. Also, like a secured credit card, it doesn’t require a credit check.
Then, with a minimum amount of $200 as a security deposit, you can start using it. And after that, you can increase the credit limit up to $5,000.
On the other hand, it misses some rewards like an Intro APR, a welcome bonus, and a cashback.
In addition, it charges an annual fee and a foreign transaction fee.
- It doesn’t require credit score
- Low fixed APR
- Credit limit can be increased
- Annual fee
- No Intro APR
- No welcome bonus
- Also, no rewards
- 3% foreign transaction fee
Credit score required
If you are looking for a credit card that helps you rebuild or build your credit score, the Applied Bank® Secured Visa® Gold Preferred® might be the one for you.
Learn how to apply for an Applied Bank® Secured Visa® Gold Preferred® credit card
Although this Visa® credit card doesn’t offer you rewards, it provides you with a low fixed APR. Learn how to apply for one!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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