Credit Card (UK)
American Express® Preferred Rewards Gold Credit Card full review
Read the American Express® Preferred Rewards Gold Credit Card review to learn about the main points of this amazing AMEX card and find out if it suits your needs.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
American Express® Preferred Rewards Gold Credit Card: earn points for each £1 spent
If you are searching for a card that gives you exclusive experiences and travel advantages in addition to rewards, this American Express® Preferred Rewards Gold Credit Card review is worth checking.
How to get an Amex® Preferred Rewards Gold?
Check out how to apply for the American Express® Preferred Rewards Gold Credit Card and earn rewards on all purchases plus travel benefits.
Although the AMEX comes with an annual fee, it is waived in the first year.
| Credit Score | Good – Excellent |
| APR | Representative 72.4% (variable) Rates & Fees |
| Annual Fee | £160 (£0 in the first year) Rates & Fees |
| Fees | Cash advance: 3% (£3 minimum) Balance and money transfer Fee: 3% of the amount of the transfer Copy statement fee: £2 for each additional copy Foreign usage: non-sterling transaction fee – 2.99% Late Payment: £12 Returned Payment: £12 Rates & Fees |
| Welcome bonus | 20,000 Membership Rewards® points after spending £3,000 within three months *Terms Apply |
| Rewards | 3X points on American Express® Travel; 2X points on purchases made directly with airlines; 1 point for each £1 spent on other purchases; Up to 12,500 bonus points a year *Terms Apply |
Also, the Preferred Rewards Gold offers up to 12,500 bonus points a year that can be redeemed for online purchases or with several lifestyle, travel, and shopping partners.
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How does the American Express® Preferred Rewards Gold Credit Card work?
As can be seen on this American Express® Preferred Rewards Gold Credit Card review, this AMEX is a practical choice for frequent travelers and shoppers.
In the first place, it features a good welcome bonus of 20,000 Membership Rewards® points once you spend £3,000 in the first three months of Cardmembership.
In the second place, you will earn points for each £1 spent on purchases, as follows:
- 3X points on American Express® Travel;
- 2X points on purchases made directly with airlines;
- One point for each £1 spent on other purchases.
Not to mention that you can get up to 12,500 bonus points a year (conditions apply).
Of course, the redemption program is very flexible, as it happens to all American Express cards.
However, unlike others, this Gold card gives you four complimentary Priority Pass airport lounge visits per year, which means you can access more than 1,300 airports around the world.
Lastly, you will enjoy accessing exclusive experiences, including events on the Eat Life program.
American Express® Preferred Rewards Gold Credit Card benefits
A gold AMEX is always a great deal for those who are looking for exclusivity and a whole bunch of advantages.
However, it comes with a price.
On the other hand, the benefits include a first-year waived fee.
Pros
- It offers a good welcome bonus;
- It features points on all purchases;
- The redemption program is flexible;
- It provides you with complimentary priority boarding and exclusive access to events;
- It waives the annual fee in the first year;
- It offers additional bonus points every year.
Cons
- It charges an annual fee after the first year;
- It requires good creditworthiness.
How good does your credit score need to be?
Certainly, a card like this wouldn’t accept less-than-good credit scores.
Also, other eligibility requirements apply, such as no history of bad debt.
How to apply for an American Express® Preferred Rewards Gold Credit Card?
So, if you want to earn rewards on all purchases and enjoy travel perks, take a look at how simple it is to apply for the exclusive American Express® Preferred Rewards Gold Credit Card.
How to get an Amex® Preferred Rewards Gold?
Check out how to apply for the American Express® Preferred Rewards Gold Credit Card and earn rewards on all purchases plus travel benefits.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Aline Augusto
Aline Barbosa
Senior Editor
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