Credit Card (UK)

The American Express® Rewards Credit Card full review: No annual fee!

Are you looking for a card with good rewards, travel insurance, and more for no annual fee? If so, read the American Express® Rewards Credit Card review to learn more!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

The American Express® Rewards Credit Card: Up to 1x points on purchases!

Amex credit cards have excellent benefits! Source: The Mister Finance.
Amex credit cards have excellent benefits! Source: The Mister Finance.

Are you looking for a credit card that offers rewards, travel perks, and no annual fee? Look no further than our American Express® Rewards Credit Card review!

The American Express® Rewards Credit Card

How to apply for the Amex® Rewards card?

Do you need a card with rewards, travel perks, and more for no annual fee? Read on to apply for the American Express® Rewards Credit Card!

Credit ScoreGood to excellent.
APR*28.8% representative variable APR.
Rates & Fees
Annual Fee*No annual fee.
Rates & Fees
Fees*Non-sterling transaction fee: 2.99% of the amount (after covering the transaction into Pounds Sterling);
Late payment fee: £12;
Returned payment fee: £12.
Rates & Fees
Welcome bonus*Earn 10,000 Membership Rewards® points when spending £2,000 in your first three months with the card.
*Terms Apply
Rewards*1x points on purchases for each £1 you spent on eligible purchases;
You can earn 4,000 points when you invite a friend if they are approved (up to 90,000 a year);
*Terms Apply

Also, this card has all of the features you’re looking for in a rewards credit card. You’ll earn points on every purchase to use towards shopping, discounts, and even for your dream vacation!

Moreover, there’s absolutely no annual fee required. So, keep reading The American Express® Rewards Credit Card review to find out if this is the perfect reward option for you!

How does the American Express® Rewards Credit Card work?

With this Amex Rewards credit card, you’ll be able to get incredible travel perks and rewards. For example, you can earn 1x point on purchases for each £1 you spend on your card.

Also, you can invite a friend and earn at least 4,000 points (up to 90.000 a year – terms apply). And there is much more!

The American Express® Rewards Credit Card benefits

Take this credit card everywhere you go shopping. Source: Freepik.
Take this credit card everywhere you go shopping. Source: Freepik.

As you know, this credit card offers incredible perks for its cardholders. Moreover, you can even get access to travel perks such as Global Assist® and Travel Accident Insurance!

However, this card also has some downsides, as with any other card. So, be sure to read our pros and cons list below to learn more about it!

Pros

  • You won’t have to pay an annual fee;
  • Up to 1x points on eligible purchases;
  • Travel Accident Insurance;
  • Also, there is a good welcome bonus.

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Cons

  • You’ll need a high credit score to have more chances to qualify for this card;
  • There could be more rewards.

How good does your credit score need to be?

You won’t be able to qualify for this credit card if you have a history of bad credit on your record. Therefore, you’ll need to improve your finances before you start the application process for this card.

Moreover, you’ll also need to meet some other requirements, such as having a permanent UK home address and others.

How to apply for the American Express® Rewards Credit Card?

You can easily apply for this credit card online through the official website! Moreover, you’ll need to understand the requirements before you start the application process.

So, you can get an application response in as little as 60 seconds!

The American Express® Rewards Credit Card

How to apply for the Amex® Rewards card?

Do you need a card with rewards, travel perks, and more for no annual fee? Read on to apply for the American Express® Rewards Credit Card!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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