Credit Cards

Amazon credit card full review

The Amazon credit card can be incredible for those who have Prime Membership! Read our full review of this great Amazon card!

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by Victória Lourenço

09/04/2021 | Updated on 10/25/2021

Amazon  credit card

Read our full review of the Amazon credit card! Source: Chase
Read our full review of the Amazon credit card! Source: Chase

The Amazon Prime Rewards Visa Signature can be a great choice for people who are Amazon Prime Members. That is because it gives 5% cash back for spendings made at Amazon.com and Whole Foods. Also, this Amazon credit card offers a great welcome bonus of a $100 Amazon.com Gift Card for new cardmember who already have Prime Membership. So, if you got interested in this incredible Amazon card, keep reading our full review!

How do you get the Amazon card?

Do you want to enjoy more benefits of being a Prime Member? Then, you must want to get this Amazon card. Check out our post to help you apply!

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How does the Amazon credit card work?

This card has good rewards and perks for Prime Members. Source: Gettyimages
This card has good rewards and perks for Prime Members. Source: Gettyimages

As a new cardmember, you get a 100 dollar Amazon.com Gift Card if you get approved. And then, if you are an Amazon Prime Member, you can make your purchases at Amazon.com and Whole Foods and get 5% cash back. Also, there are other rewards, like 1% cash back for every other purchase.

Amazon  Credit card benefits

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Pros

  • No foreign transaction fee.
  • Get 5% back from Amazon and Whole Foods.
  • Cardholders get Visa Signature perks.

Cons

  • Relatively high APR depending on how is your creditworthiness.
  • The card has a high balance transfer fee.
  • Cardholders do not get an introductory APR bonus.

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Should you get an Amazon card?

The Amazon credit card is an Amazon Prime Rewards, so this can only be worth it if you are a member of Amazon Prime and really like Whole Foods. If you really like to make purchases related to these categories, then this can be a great card for you. However, if you like to spend in other types of categories and places, then maybe consider another card that can get you more rewards in other places.

How good does your credit score need to be?

To get this Amazon card, we recommend that you have a score from good to excellent. That means that you should have a credit score ranging from about 690 and 720 points. If you really like to get purchases related to Whole Foods and Amazon, improving your score and getting this card can be worth it.

How to apply for an Amazon credit card?

You can make an online application to get this credit card. Source: Gettyimages
You can make an online application to get this credit card. Source: Gettyimages

It can be easy to apply for this Amazon Prime card. You can do it all online through your Prime Membership account. In the post below, we show you everything you need to know to get this Amazon Prime card, so check it out!

How do you get the Amazon credit card?

Do you want to enjoy more benefits of being a Prime Member? Then, you must want to get this Amazon card. Check out our post to help you apply!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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